Home insurance
Type of Loss Cause
Loss Settlement
Departments
100

What is homeowners insurance?

 covers losses and damages to an individual's house.

100
Neighbor tree fell on my fence.

What is Other 

100

amount equal to the replacement cost minus depreciation

What is Actual Cash Value 

100

Department that you would contact  for assistance with applications 

What is Underwritting.

200

Name of system where policies are house

What is SPI?

200

There was a recent  hurricane "IKE " that happened on 5/2/2022 how would you file this claim 

What is Wind 

200

How do i find the max amount for Coverage A if my loss settlement is ACV.

What is 50%.

200

Department that handles Refunds and mailed in checks 

What is Accounting ?

300

What Insurance covers theft from your home?

Homeowners Insurance

300

True or False 

A payment can be made on a cancelled policy by the insured cousin.


FALSE

300

What is a Deductible?

an agreed upon amount, between you and your insurer, that you will pay before the insurance company pays anything.

300

 department That handles administration for agents appointed with our company?

What is Licensing.

400

Medical Payments coverage


pays for medical bills for an injury to someone on your property

400

My roof has Hail and wind damage but its more hail damage than wind 

What is hail 

400

 repair or replace damaged property without deducting for depreciation

What is RCV 

400

department that is responsible for investigating and settling losses. 

What is Claims

500

What does home insurance cover

break ins

robberies, natural disasters, fire. 

( does not cover earthquakes) 

500

My fence fell on the neighbor's yard damaging her flower pots 

 What is liability property damage insurance? 

500

What is Additional living expense ?

insurance would pay for a place for you to stay while repairs are being made

500

customer service email 

What is Customer.service@nalicogeneral.com

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