SHARES
Base of Membership with NCU that holds the $5
Regular Savings Account
Easy way access to savings - Access to free withdrawals at Navigator or CO-OP ATMS
ATM Card
Set up payments to pull from checking to pay for bills
Bill Pay
Talker, Doer, Supporter, Controller
Covers transactions on the checking account for a $25 fee - After 90 days of checking account being opened - up to $300 but member has to pay it back within 30 days
Courtesy Net
Designated savings other than the primary savings - Customizable share name
Sub Account
Instant-issued - Access to savings and checking - with ATM and POS spending limits
Debit Card
Members can drop payments, deposits and more at any time - Safe and secure
Night Drop
Talker
Quick, easy way to get a loan without a credit check
Small Dollar Loan
Christmas Club
Gives users ability to set restrictions on their cards - Set limits - Turn cards on or off
Card Valet
Available to members & nonmembers at no cost - Verifying signatures on documents
Notary Services
This behavior style values people and what they have to say. Needs time to talk it through or ask questions.
Supporter
Issued from available funds or cash for members to use to pay something, No fee if payable to member, $2 fee if made payable to 3rd party
Cashier's Check
Earns 3.00% APY - Can withdraw at any time - Matches credit transactions
Save N Up
Contacts member by texting primary number on file - Alerts for unusual purchases
Fraud Text Alerts
N Touch Audio
This behavior style dislikes chitchat - Likes to be brief and result-focused.
Doer
Secure, fire-resistant storage for documents or valuables, 4 sizes at 4 locations
Safe Deposit Boxes
Never goes below .30% - Follows Wall Street Journal Prime Rate
Prime Money Market Account
Platinum MasterCard
Offers financial planning, insurance products, investment options
NCU Wealth Management
This behavior style focuses on results and relies on facts and information - Pays attention to detail and uses logic
Controller
Allows member to do transfers, check deposit, access to transaction alerts and financial assistant