Personal Finances & Loans
A habit that helps you control your personal finances.
What is a budget.
What is one difference between an ATM and an ITM?
Cash Checks
Cash non-member Checks
Dispense Coin.
Make Loan Payment.
Print Statements.
Speak to friendly staff.
Conduct transactions without debit card.
Provision for loan loss
What is the amount required to be set aside for potential loan loss.
Can you recite the Staff Slogan?
Protect The Blessing!
TCCU does not do this type of loan.
What is animals.
How many employees are on the Chapter from TCCU?
3
T or F, we post our financials in all lobbies for members to see.
True
Why is internet safety important?
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Which of the following is not an example of a consumer loan type:
Vehicles, unsecured, mortgage, RV
What is mortgage lending.
Name one location where Texoma has an ATM that is not at one of the branches.
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What is TCCU's current asset size (page 7) ?
$325 Mill.
Name your favorite TCCU core value
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The collective data with your payment history, length of credit, and other financial history info.
What is a credit report.
Reporting issues & seeking solutions, report UP, not OUT, and employee morale are examples of what?
What is the chain of command.
What is the monthly meeting called that discusses our financials?
ALM-Asset Liability Management.
What is one consequence of a cyber attack?
What is January 28th, 1953.
What do we call the expense we take each month to set aside money for anticipated loan losses?
What is provision for loan loss.
Name one event that the Chapter holds annually.
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On page 8 of the financials, what was the net income for the current month?
$406,978.82
How many cooperative principles are there?
8