Market differences
Short and Sweet
State Specific
Open season
Fun Facts
100

What is our product allowance on used and new vehicles? ( Value over $7500)

$4500 and $5500

100

What state do we not accept the Matricula de Consular?

Texas

100

Which legal document does California not require to fund?

Buyers order

100

When is it acceptable to to make an exception to not need all pages required?

Will know answer.

100

What 19th century gothic poet is Hannah related to?

Edgar Allan Poe.

200

What is our product allowance on vehicles valued under $7500?

30% of sales price.

200

Name 2 corroborating sources we can use to clear a DL stip without one on file?

Transunion (TLO) 

Credit Bureau Report (CBR)

Verification of Employment (VOE) 

Proof of Income Documents (POI)

Confirmation Call (CC) 

Will accept LNSSN 3 as well. 

200

Which 3 title docs are needed in California? 

Title app/guarantee of title, vehicle vessel, report of sale.

200

What is the APR rate for the state of California?

27.99%

200

How many times did Logan crack his head open before the age of 10?

5

300

What is the processing fee for top target partners?

$99

300

What date range must the title app be compared to the RISC?

Equal to or before.

300

In Colorado, GAP cannot be more then what percent of the back end ATF?

4%.

300

Name 2 other ID options from the state of Texas other than the real ID.

U.S. Passport

Foreign Passport

Texas License to Carry (LTC)

300

What did AAron fall headfirst into that needed duct tape to help clear the wounds?

Cactus

400

Which products do we not charge an additional fee on the contract side?

GAP and ESC.

400

Per SPOT, name 3 acceptable forms of POR.

  • Cable Bill
  • Electric Bill
  • Gas Bill
  • Garbage Bill
  • Water Bill
  • Internet bill
  • Landline Phone Bill
  • Copy of Deed
  • Property Tax Statement
  • Native American Tribal Reservation POR
  • Valid Driver's License
  • Bank Statement
  •  Credit Card Statement
  • Pay Stub
  • Cell Phone Bill (Non-Prepaid)
  • The Work Number
  • Awards Letter
  • Mortgage Statement
  • Vehicle Registration
400

In Colorado, GAP cannot be sold when exceeding what LTV percentage?

150%

400

What is ACA's max GAP allowance?

The max GAP allowance is $1,500 unless otherwise stated by state regulations.

400

For which Sports team in Boise did Lorain perform the national anthem?

Steelheads.

500

Which bookout does California Harley Davidson Use?

NADA/JD POWER

500

What lienholder address must be listed on the title app to accept? ( Will take State or city)

PO Box 4419 Wilmington, Ohio

500

Which acceptable credit apps can be used in Nevada? (name at least one)

Reynolds and Reynolds Company Nevada credit application,the RouteOne Nevada specific( NV-CA01-EN), ACA credit application.

500

Can a funding agent proceed without an exception with the following-2+ Current/recent months bank statements with ACH/Direct/Payroll deposits

Yes

500

Who is everyone's Favorite person in the office?

DREW

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