Work Flow
A person wanting to open an account with Directions must provide a valid form of this.
Government Issued ID
Members must be enrolled for ______ to qualify for a free box of check per calendar year
e-statements
This can be used as a way to authenticate members when they are calling in asking about their account
Member Pass
Minors between the age of __ and__ do not need a parent or legal guardian to open an account
16-17
This must be provided in order to open a rep payee account
Awards Letter or Letter of Appointment from Social Security
__________ is designated to receive a members funds once the member is deceased
Beneficiary
This Checking Account with a $3 monthly maintenance qualifies members to receive a .10% discount on loans
Advantage Checking
Name something that can be physically or electronically provided as verification of address
Physical and Last 30 days; utility bill, credit card statement, lease agreement on a company letterhead for current year, car insurance bill, homeowners insurance bill/policy, previous year W2, paystubs
Electronic and Last 30 days; utility statement, credit card statement, lease agreement on company letterhead dated for this year, mortgage statement, W2, car insurance bill, paystubs
Any minor who is 16 or older must have this in addition to a government ID
Proof of Social Security or Tax Identification Number
This sign and dated copy is needed to open a Trust Account
Trust Declaration Page
Being added as a _______ allows full inquiry and withdrawal rights and rights to survivorship
Joint Owner
A person must be linked as a joint owner or authorized signer on the ______ and _____ in order to have a debit card
savings checking
Name an acceptable form of ID for anyone 16 or older to open an account
Valid Gov't Issued Photo ID , Driver's License, Passport, State ID, Paper ID renewal (must present punched plastic ID also)
A 13 year old can have this so long as both parties sign the application
Debit Card
This is for people who receive Medicaid long-term services but have income over the Medicaid limit.
Qualified Income Trust (QIT)
If a beneficiary is not listed on a deceased member's account these documents will need to be provided.
Death Certificate and Fiduciary Paperwork from the Courts
$100 is the minimum required deposit for this product
Business Checking
Name something that is a valid form of ID for a minor under the age of 18 but older than 16
Photo ID, Current School ID (only if joint with parent or legal guardian) valid unexpired government issued driver's license, valid unexpired government issued passport or state ID, paper ID renewal (along with punched plastic ID)
DCU does not offer _____, _____, _____ to minor owned accounts unless there is a parent or legal guardian on the account
any type of loan, courtesy pay,overdraft protection
Members must be enrolled in this to qualify for an HSA
High Deductible Health Plan
What form(s) is needed if an individual account owner is adding 5 beneficiaries?
Consumer Account Card (3)
Chex Systems
Directions Credit Union is currently not accepting this as a form of ID
Digital ID
Non parent/ legal guardians must open this type of account
Ohio Transfers to Minor Act (OTMA) or Universal Transfer to Minor Act (UTMA) Account
Members need these documents in order to open an account for an LLC
Proof of EIN, Articles of Organization, Operating Agreement