A product available to anyone age 50-80 that is not dead or in jail.
What is Guaranteed Issue?
(Ultra Protector III or Eagle Premier Guaranteed)
100
The part of life insurance that is paid tax-free to beneficiaries
What is the death benefit?
100
One of the living benefit riders included at no additional cost on HMS Plus 100/125/150 products.
What is the Critical Illness, Chronic Illness, or Terminal Illness Accelerated Death Benefit Rider?
100
The President of Americo.
Who is Phil Polkinghorn?
100
In the year 2000, Americo began selling insurance under this brand name.
What is the Americo brand?
200
In exchange for a single principle payment, this product can offer a lifetime guaranteed income stream.
What is an annuity?
200
A term policy that includes 25% of the face amount as accidental death.
What is the HMS Plus 125?
200
If the insured lives to the end of the term, this returns all the base premium paid into the policy.
What is the Cash Back Option (CBO)?
200
The owner of Americo.
Who is Michael Merriman?
200
The financial holding corporation under which Americo Life, Inc. is held.
What is the Financial Holding Corporation (FHC)?
300
Could provide a child with lifetime guaranteed insurance coverage for less than $15 per month.
What is Advantage WL?
300
A universal life compliance requirement that protects the consumer by clearly explaining the product in writing.
What is the NAIC illustration?
300
It pays the policy owner a specified monthly amount for one or two years while the the insured is unable to work due to illness or injury.
What is the Disability Income Rider?
300
The Vice President of Human Resources.
Who is Francis King?
300
The core company operations were moved from here to Kansas City in 2004.
Where is Dallas, Texas?
400
An applicant that smokes cigars daily, has diabetes, and suffered a stroke 13 months ago would likely be offered this Eagle Premier product with this smoking classification.
What is Eagle Premier Level, non-smoking class?
400
For whole life and universal life, the money accumulated in the policy that is accessible for loans and withdrawals
What is cash value?
400
This life insurance policy can guarantee a lifetime income stream.
What is the LifeCrest Index?
400
The CEO of Americo.
Who is Gary Muller?
400
One of the oldest companies acquired by Americo, resulting in the company representing over 100 years of insurance experience.
What is Ohio State Life or Great Southern Life?
(founded in 1906 and 1909, respectively)
500
One HMS Plus Series product that does not need saliva, even at a $300,000 face amount.
What is the Payment Protector or HMS Plus w/ ADB?
500
The underwriting requirement unique to the Lifetime Legacy.
What is the point-of-sale teleunderwriting requirement?
500
The Medicare Supplement Plans sold by Americo.
What are Plans A, F, G, and N?
(Bonus: B, C, and D in some states, as required by law)
500
The original Founder of Americo.
Who is Joe Jack Merriman?
500
The original portion of this Americo owned building was erected in 1925.