Resources/Tools
Credit Building Savings App
What is Esusu?
Provides support with using and understanding technology
Who is the digital navigator/coach?
Failure to set __ and ___
What is failure to set goals and plan?
Some people do not have enough data in the credit file to generate a score.
What is a "Thin file"?
Holds money safely and may pay interest on the balance
What is a Savings Account?
Who is the community support specialist?
____ about money
What is attitude about money?
An account requires collateral and the other does not.
What is secure and unsecured credit?
If income exceeds your expenses
What is a positive cash flow?
Helps with resume guidance, mock interviews and career development services
Who is the employment coach?
___ vs ____
What is Wants vs Needs?
Collections, court records, student loans and bankruptcy
What is negative information that may be reported in a credit report?
Telling your money where to go instead of wondering where it went
What is a budget?
Helps clients achieve financial stability and independence.
Who is the financial coach?
Setting a ______ for your goal
What setting a timeline for your goal.
Access to quality credit, favorable interest rates, favorable terms, less fees.
What is a positive thing a strong credit history can get you?
Employers, Insurance companies, Landlords, Cell phone companies
What are entities that may want to review your credit report?