Acronyms
CFM
Certified Floodplain Manager
This service is used to calculate the flood risk estimations for floodmapping and design often found in A Zones and Land situations.
What is Hydraulic Modeling
The "C" in CLOMA for development projects, and it's not what you think
What is Conditional
This area is subject to sheet flow, ponding, or shallow flooding
What is an AO Zone?
Document that identifies the kinds and amounts of coverage you have and how much it will cost.
What is a Declarations Page?
SFHA
Special Flood Hazard Area
This is an estimate of expected sales bookings within a specific timeframe, such as monthly, quarterly or annually.
What is a Sales Forecast
You only need me for these?
What is the ESA
The status of a building built before the effective date of the community's Flood Insurance Rate Map
What is Pre-FIRM?
An Amendment to an existing insurance contract that changes the terms of the original policy.
What is an Endorsement?
CBRS
Special Barrier Resources System
This is the process of conducting “all appropriate inquiry” into the past or present uses of a property to determine whether the property is impacted by a “recognized environmental condition” (REC).
What is an ESA
It's not how you start, it's what you provide at the finish that counts.
What are the As-Builts
An additional height requirement above the base flood elevation that provides a margin of safety against extraordinary or unknown risks
What is Freeboard?
What is a master flood insurance policy issued by the Federal Emergency Management Agency (FEMA) for residential condominiums?
Residential Condominium Building Association Policy (RCBAP).
HFIAA
Homeowner Flood Insurance Affordability Act
This is the name of our product for wholesale insurance services
What is ARK
It could be one or two, but primarily what we prefer is MT who?
What is MT-1
This graph is used to determine flood elevations along a river or stream between cross sections
What is a flood profile?
A building that has its lowest floor raised above
ground by posts, piles, piers, columns, or parallel
shear walls with an enclosure below the elevated
floor. The area below the elevated floor is
enclosed, either partially or fully.
What is Diagram 6.?
RCBAP
Residential Condominium Building Association Policy
This is the lead status where a client has expressed interest
What is an MQL (marketing qualified lead)
To avoid the RFI, FEMA looks for this word meaning project has no potential to harm.
what is "Take"
This regulation prohibits improvements to a structure exceeding half of its market value unless the entire structure is brought into full compliance with current flood regulations
What is the 50% rule?
Buildings where the start of construction or substantial improvement was on or before December 31, 1974, or before the effective date of the initial FIRM for the community, whichever is later.
What is Pre-FIRM