LOANS
A TYPE OF LOAN THAT DOESN'T REQUIRE COLLATERAL.
WHAT IS PERSONAL/UNSECURED?
DEPOSIT PRODUCT THAT PROVIDES CELL PHONE INSURANCE.
WHAT IS SECURE CHECKING?
TYPE OF SAVINGS YOU RECEIVE ALL AVAILABLE BALANCE IN NOVEMBER.
WHAT IS A CHRISTMAS CLUB?
SECURE, EFFICIENT, COST EFFECTIVE, ENVIRONMENTALLY FRIENDLY, EASY.
WHAT IS ESTATEMENTS?
PEOPLE WHO LIVE OR WORK IN HABERSHAM OR BANKS COUNTY.
WHAT IS WHO CAN JOIN NORTH MAIN CREDIT UNION?
PRODUCT THAT ALLOWS YOU TO MISS ONE PAYMENT EVERY 12 MONTHS.
WHAT IS SKIP A PAY?
INFORMATION NEEDED TO SET UP AUTOMATIC DEPOSITS TO YOUR CHECKING ACCOUNT.
WHAT IS ABA/ROUTING AND CHECKING ACCOUNT NUMBER?
TYPE OF RETIREMENT SAVINGS.
WHAT IS AN IRA?
PRODUCT THAT ALLOWS YOU TO VIEW YOUR ACCOUNT INFORMATION 24/7.
WHAT IS ONLINE BANKING?
TYPE OF PRODUCT THAT HAS BALANCE TRANSFERS OF 5.9% APR.
WHAT IS NMCU CREDIT CARD?
INSURANCE PROTECTION FOR VEHICLE IF YOU OWE MORE THAN ITS WORTH.
WHAT IS GAP INSURANCE?
WAY TO SELECT OR RESET YOUR DEBIT CARD PIN.
WHAT IS INTERACTIVE VOICE RESPONSE (IVR)? 800-757-9848
PRODUCT THAT GENERALLY HAS A HIGHER INTEREST YIELD AND IS FOR A FIXED TERM.
WHAT IS A CERTIFICATE OF DEPOSIT?
WAY TO CHANGE TO YOUR ADDRESS, PHONE # AND EMAIL WITHOUT COMING TO NMCU.
WHAT IS ONLINE BANKING?
WAY TO RESET YOUR ONLINE BANKING PASSWORD WITHOUT ASSISTANCE FROM NMCU.
WHAT IS SELECTING "FORGOT SECURITY CODE" ON THE ONLINE BANKING SCREEN?
WE NEED TWO OF YOUR MOST RECENT OF THESE IN ORDER TO PROCESS YOUR LOAN APPLICATION.
WHAT IS A PAYSTUB?
THIS PRODUCT GIVES YOU INSTANT ACCESS TO YOUR CHECKING ACCOUNT OR PROVIDED IF DEBIT CARD IS COMPROMISED.
WHAT IS A TEMPORARY INSTANT ISSUE DEBIT CARD?
FEDERAL ENTITY THAT INSURES CREDIT UNION DEPOSITS.
WHAT IS NCUA-NATIONAL CREDIT UNION ASSOCIATION?
A WAY TO PAY BILLS WITHOUT WRITING A CHECK.
WHAT IS BILL PAY?
WAY TO MAKE PAYMENTS ONLINE AND ACCESS CREDIT CARD TRANSACTIONS.
WHAT IS EZCARD?
INSURANCE PROTECTION IN THE EVENT OF DEATH OR DISABILITY.
WHAT IS CREDIT LIFE AND DISABILITY?
AS OF 2020, AGE AT WHICH YOU MUST TAKE IRA REQUIRED MINIMUM DISTRIBUTIONS.
WHAT IS 72?
2020 MAXIMUM TRADITIONAL IRA CONTRIBUTION LIMIT IF YOU ARE YOUNGER THAN 50.
WHAT IS $7,000?
WAY TO TRANSFER MONEY TO A PERSONAL FRIEND VIA ONLINE BANKING.
WHAT IS POP MONEY-PERSON TO PERSON (P2P) TRANSFER?
WHAT IS MEMBERS FIRST MORTGAGE?