Basic Term Life and AD&D
What do we refer to as "employer paid benefits
Basic
What percentage of base weekly earnings does Short-Term Disability (STD) cover?
Up to 60%
What is the coverage period for the Insperity Group Health Plan?
Calendar Year
What does FMLA stand for?
Family Medical Leave Act
What is eServices and what do we use it for?
UHC site that allows Contact Center agents to view coverage information and provide employees with their UHC member ID numbers.
Who is our vendor for Basic Term Life and AD&D?
NYL
What is the maximum monthly benefit for Long-Term Disability (LTD)
$10,000
When do deductibles and out-of-pocket maximums reset for the Insperity Group Health Plan?
Calendar Year
How long must an employee be with the company to qualify for FMLA?
12 months
What is the name of Insperity's "Plan Comparison" tool and how does it help employees?
ALEX; it helps employees compare different benefit plans.
What is the minimum coverage amount for Basic Term Life and AD&D insurance?
$15,000
Which benefits package includes employer-paid basic disability coverage?
Freedom
Can an individual have dual coverage under the Insperity Group Health Plan?
No
What does COBRA stand for and what is its purpose?
Consolidated Omnibus Budget Reconciliation Act, allowing a termed employee to extend their employer group health plan benefits for a predetermined amount of time.
What is the purpose of the MSA Wallet?
A secure budgeting tool that allows Insperity employees to link all their accounts in one place.
At what age does the Basic Life and AD&D Insurance benefit reduce to 65%?
65-69
Does Texas have state disability?
No
What is the 2025 annual contribution limit for an FSA?
$3,300
What is a QMCSO and who issues it?
Qualified Medical Child Support Order, issued by the court, county, or state.
What services does the EAP provide to employees and their dependents?
Emotional health, financial and legal support, work-life convenience, caregiver support, and substance use assistance.
What is the group policy number for Basic Life and AD&D?
FLX-980001
Who covers leave for a natural vs. C-section birth?
NYL for 4-6 weeks depending on the type of birth or state disability depending on the state the employee resides in.
Who is our vendor for FSA?
UHC
What does LOA stand for? List 3 examples of an LOA
Leave of Absence; examples include medical leave, military leave, and personal leave.
What happens to an employee's access to EAP services after they lose eligibility, and for how long does the coverage continue?
Coverage continues automatically for 36 months after losing eligibility.