Bonus Checking & Bonus Savings
Bonus Money Market
Platinum
Luna
CD's
100
Members 62 and older receive this once per year
Free box of checks
100
To earn the qualifying rate members must do what?
Meet the Bonus Checking Qualifiers
100
What is the point limit?
The limit does not exist
100
$29
The annual fee
100
What is the minimum deposit required to open a CD?
$1000 for CD's
(Bonus point: $500 for IRA CD's)
200
Members who meet the requirements on their bonus saver get this rate
2.05% APY
200
Members must first have this in order to open a Bonus Money Market
Bonus Checking
200
Every dollar spent equals ___ point(s)
1 Point
200
What is the income requirement?
$5000 per month
200
How many days is the grace period to make changes?
10 Days
300
Bonus Checking requirements to earn higher dividend rate
E-statements and 12 debit/ credit transactions over $5 each
300
True or false: Money is easily accessed when in a Money Market
True: The funds are liquid
300
How much is the annual fee?
$0
300
True or false: There is a foreign transaction fee
False
300
True or False:
CD's cant be used for loan collateral
FALSE!
Numerica allows members to use their CDs as collateral
400
If the qualifiers are met Numerica reimburses ATM fees up to
$25/month
400
What is the fee to withdraw from the bonus money market?
There is no fee
400
True or False: The minimum monthly payment is calculated as 5% of the unpaid visa balance at the end of the billing cycle
FALSE: The minimum payment is 2.5% of the unpaid visa balance!
400
How much cash back is made on each purchase?
1.5%
400
What situation would we waive the early withdrawal penalty on?
We would allow the penalty to be waived due to the death of an owner
500
What rate does member earn on balances after $2500?
Normal share savings rate
500
True or false:
Business accounts can have a bonus MMA
FALSE, only consumer accounts are eligible.
500
How do members receive cell phone protection?
Charge your monthly cell bill to your platinum and Visa will reimburse for damage or theft of the device
500
True or False: Visa will reimburse expenses if a cardholders identity was stolen?
True- up to $1000
500
What is the penalty on a CD equal to 12mo but less than 48mo that has been open for one year?
180 days dividends calculated on the amount withdrawn