Dec Comments
Quoting Scenarios
Final Jeopardy
Pay Plan/Service Fees
Miscellaneous
100
What two letter code is used to indicate a dec comment has been placed on a policy?
DC
100
If you add Anti-Theft discount, what coverage will change premium?
OTC
100
How much is the NY vehicle fee?
$5.00 per vehicle for 6 mos policies $10.00 per vehicle for 12 mos policies
100
What is the liability coverage endorsement that is mandatory for all motorcycles?
Guest Passenger Liability coverage
200
True or False: You can abbreviate when typing a dec comment?
False. Do not abbreviate. Use complete words and sentences.
200
What are the most important questions you should ask when quoting to add a driver?
1) Date of Birth/Male or Female? 2) How long have they been licensed? 3) Any accidents or violations?
200
If a policy had a total policy premium of $1400.00, how much would the insured need to pay at renewal if they wanted a two payment plan?
$700.00 + vehicle fee
200
Are rental and towing automatically covered under the NY auto policy?
No. These coverages must be added separately by endorsement.
300
Does capital letters have to be used when typing a dec comment?
Yes. Use only capital letters. This matches the print on the rest of the dec page.
300
If you need to change OTC coverage to Full Glass coverage, what are the steps to quote this?
1) Copy the unit 2) Change the coverage 3) Remove the old unit
300
When would you use the Extended Non-Owned unit type and when would you use the Named Non-Owner unit type?
Extended Non-Owned is used when there is a non-owned company car used for regular use. Named Non-Owned is used when no vehicle is on the policy and the insured wants to maintain coverage with anticipation of getting a new vehicle in the near future.
300
What is the billing fee amount for the state of NY?
$8.00
300
On BI coverage limit 100/300, what does the first limit represent and what does the second limit represent?
The first limit represents coverage per person and the second limit represents the coverage limit per accident.
400
How many lines are available for a dec comment?
The system allows 5 lines for a dec comment.
400
How do you quote adding AAA Member Discount?
1) Go to client database, change indicator 2) 16 - Work with policies 3) Endorse policy 4) Discount surcharge screen 5) Rate policy and give quote 6) Roll change back 7) Remove info in client database
400
What is the system code for direct bill, six month policy, four payment plan?
DB64
400
Is a vehicle used for racing eligible for coverage under the NY auto policy?
No
500
Must an effective date be on the same line or can the month be on one line and the day and year be on the next line?
Do not separate the effective date onto two lines. The whole date should be on the same line.
500
How do you quote EFT on a policy if there isn't any banking information?
1) Endorse 2) Change EF__ 3) Change bill method to E 4) Rate policy 5) Change pay plan back to DB 6) Change bill method to I 7) Roll change back
500
What color of shirt is Dianne wearing today?
Purple
500
What is the NSF fee amount for the state of NY?
$20.00
500
What coverage class code is used for a vehicle with no glass option?
NOOPT
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