Forever First
FCB just acquired this bank from the FDIC.
What is Silicon Valley Bank?
This product has a variable rate based on Prime used for ongoing needs.
What is a Home Equity Line of Credit (HELOC)?
The minimum balance needed for a Business Banking checking account.
What is $0.01?
Common term for the Central Bank of the United States.
What is the Fed?
Common term for the first regular season day of professional baseball.
How long FCB has been in business.
125 years?
This product has a fixed rate and is used for a 1 time need.
What is a Home Equity Loan (HELOAN)?
These services includes ACH, fraud protection, and Remote Image Deposit.
What is Treasury Management?
Main reason the Fed has raised rates in the past 13 months.
What is inflation?
Who set the AL home run record last year with 62?
Aaron Judge
FCB's current Chairman and CEO.
Who is Frank Holding, Jr.?
We use this ratio to determine the maximum loan/line amount we can lend based on the client's monthly cash flow.
What is Debt to Income (DTI)?
This service allows businesses to accept card payments.
What is merchant services?
The current Prime rate
The Durham Bulls are the AAA affiliate of this team.
Who are the Tampa Bay Rays?
What is 22? And growing!
This product could be used when a client already has an equity loan/line in place but needs financing for a specific purpose.
What is Home Improvement Loan?
This type of lending allows business clients to purchase or lease to own various equipment, including vehicles.
What is Equipment Leasing and Finance?
The reason why rising rates are important.
What is affects existing debt, new debt, and ultimately how much interest people are paying.
Average number of hotdogs consumed at MLB games each year.
What is 24ish million?
Bennett's explanation of how FCB compares to other banks.
What is large enough to take care of any client's need while small enough to provide the community bank feel? (will also accept sweet spot of large and small)
The maximum loan to value FCB allows for equity products.
What is 89.9%?
This product can used by businesses to help with monthly cash flow shortages.
What is a Capline or Bus LOC?
The current Fed Chairman.
Who is Jerome Powell?
The position Bennett played in high school.
What is catcher?