Check Holds
$1400 U.S. Treasury Check & $300 Personal Check
$1700 = 1 Day Hold
Approved OMA application in branch. Member completed 97HX. Verified primary ID (DL, #123456789, FL, DOI 1/1/19, DOE 1/1/79) and proof of address matching address of application on file (bank statement, account #5678, Wells Fargo, DOI 5/1/24, DOE N/A).
DOE 1/1/26
Debit transactions for $3,000 or more
Primary and secondary ID required.
Member presents Discover Card to perform a $500 cash advance.
No Cigar
$140 Money Order & $2000 State Check
$2140 = 1 Day Hold
Approved OMA application in branch. Member completed 97HX. Verified primary ID (DL, #123456789, FL, DOI 1/1/19, DOE 1/1/25) and Voters Registration matching address of application on file, #12345678, DOI 5/1/24, DOE 5/1/25).
FL Voters Registration
Non-members conducting a credit transaction (e.g., deposit, payment) on behalf of a member
Not required to provide identification.
NFCU ATM cash advance limit
$600
$500 U.S. Postal Money Order & $4500 Personal Check
$500 = 1 Day Hold
$4500 = 2 Day Hold
Approved OMA application in branch. Member completed 97HX. Verified primary ID (DL, #123456789, FL, DOI 1/1/19, DOE 1/1/25) and proof of address matching address of application on file (W-2 from most recent tax year,#5678). Provided member with Welcome Packet and sent documents to image.
Name of Employer for W-2 & Exact issued date for proof of address
Foreign government issued identification, non-English language
Not Accepted
What is the interest rate for a cash advance?
2% higher than standard APR
$20,000 Insurance Check & $6000 Cashier’s Check
$6k = 1 Day Hold
$20k = 2 Day Hold
Approved OMA application in branch. Member completed 97HX. Verified primary ID (DL, #123456789, FL, DOI 1/1/19, DOE 1/1/25) and proof of address matching address of application on file (Vehicle Registration, #12345678, DOI 5/1/24, DOE 03/1/25). Provided member with Welcome Packet and sent documents to image.
FL Vehicle Registration & DOE 5/1/25
IDs that are expired, damaged, or appear to have been altered.
Not Accepted
I.D. Requirements for Cash advances under $3,000 for Navy Federal credit cards
One Primary I.D.
$1500 Federal Reserve Check & $600 Cashier’s Check
$2100 = 1 Day Hold
Approved OMA application in branch. Member completed 97HX. Verified primary ID (DL, #123456789, FL, DOI 1/1/19, DOE 1/1/25) and proof of address matching address of application on file (bank statement, account #5678, Wells Fargo, DOI 1/1/24, DOE N/A). Provided member with Welcome Packet and sent documents to image.
Bank Statement within past 2 months
Passport Card is presented as Primary I.D.
Passport Card can be authenticated and another form of primary ID has been recorded.
I.D. Requirements for Cash advances under $3,000 for non-Navy Federal credit cards
One Primary I.D.