Regulations
What type of account does Reg CC monitor?
Checking
From what software are invoices uploaded, approved and paid?
Banktel
Who is the current bank manager at the Madison Banking Center?
Kelly Spratlin
How many holidays does the bank observe each year?
10
How much is the overdraft fee on consumer checking accounts?
$35
The Electronic Funds Transfer Act is known as _____?
1 year, 5 year and 5 year increments thereafter.
Who is the current Regional Senior Credit Officer in the Jackson region?
Joey Babb
What is the prize for the upcoming MDLive drawing?
$100 gift card
What security instrument is used when inventory is taken as collateral on a commercial loan?
UCC
When is a Currency Transaction Report (CTR) required?
When a cash deposit or withdrawal is greater than $10,000
Treev is now referred to as what?
Vision Content
Who is the current corporate Sales and Service Officer?
Virgie Palmer
As an employee of CNB, how much could you save in wireless discounts with AT&T?
10%
True or False
Construction loans may be underwritten by Consumer Loan Underwriters
True
Which Reg requires that a lender must make specific disclosures regarding the use of the credit score in connection with loan applications?
FCRA
What company did Digital Insight (DI) recently merge with?
NCR
What CNB employee retired with the longest tenured and how long?
Lamar Moore & 49 years.
When was the Employee Handbook last revised?
5-1-2015
What is the strategy called whereby money is divided into multiple CDs with different maturities in order to have periodic availability without penalty?
Laddering
True or False
Reg B requires that the notice of intent to apply jointly verbiage be included in the adverse action notice?
False
What company recently acquired LoanVantage?
JackHenry
Who is the Raymond James Financial Advisor in the South Region?
Sean Priebe
What does ADP stand for?
Automatic Data Processing
How long must a Clean Slate account be in good standing in order to be eligible for account graduation?
18 months