Internet Safety
Whom should you share your home WIFI passcode with?
Only People you know
A fast, safe and easy way to send and receive money with friends, family and others you trust
Zelle
OBTC service that allows business owners to deposit multiple checks at one time from their place of business?
Remote Check Deposit
The fraudulent practice of sending emails induce individuals to reveal personal information, such as passwords and credit card numbers.
Phishing
Bank Statements are available on line for how long?
3 Years
An online service that allows you to pay your bills through Orange Bank & Trust.
Bill Pay
What does the Term ACH Transfer mean?
Automated Clearing House
A two-step verification or dual-factor authentication, is a security process in which users provide
Two Factor Authentication
The first step you take when misplacing or losing your debit card.
Notify your banker
or Use Card Valet
A division of OBTC that provides comprehensive solutions to help our clients achieve and sustain their life goals and objectives.
Private Banking
What is the difference between ACH & a Wire Transfer?
An ACH transfer is used to process direct payments or direct deposits and are available same day. Wire transfers allow for the movement of money from one bank account to another, typically for a fee and processing 1-3 days.
A string of characters used to verify the identity of a user during the authentication process
Password or Passcode
How long do you have to report a fraudulent Debit card transaction on your account to the bank?
45 Days Personal
It is always encouraged to report it right way to take precautions for future fraud.
Mobile Deposit
OBTC service that allows business owners to print Official Bank Checks from their place of business?
Go Check