OSAP

Loans

100

How long is it before the debt is forgiven for full time students

15 years

200

How long is it before the debt is forgiven for students with disabilities

10 years

300

Are osap loans determined by the field of study?

No, they don't look at what program you're applying to.

400

When are you not eligible for OSAP?

• Report income on your OSAP application that’s significantly different from what you reported to the Canada Revenue Agency (CRA)

• International students
• Not a resident of Ontario
• Have defaulted on a student loan

500

You're eligible for more money if you are...

• Indigenous

• A student with a permanent disability

• A current or former Crown ward 

Applications

100

How can you apply for OSAP

Online or a paper copy

200

What would you need to make sure you have before applying?

A social insurance number

300

How long do you have to apply?

40 to 60 days before your last day of school

400

How can I access my application later on?

When you first log in to apply. You can use that login info to always check on your application status and update it. 

500

What background information does OSAP look into?

You and your family's income. How many people live in the household and how much each of them needs and makes. 

General

100

What is OSAP

 Ontario Student Assistance Program

200

Can you contact OSAP through numbers, mail, email, and etc

Yes 

300

What if I didn't get enough money?

Depending on your circumstances, OSAP appeals that you may be eligible to increase your funding. 

400

How do I inform OSAP if I change my address?

You can update your address through your OSAP profile online.

500

Can degree courses at another institution be included in my OSAP application

Yes if the courses are used towards the same credential. Check with your financial aid office to discuss more.