Staff
Clients
Actuarial
Fundamentals
Health Legislation/ Regulation
Milwaukee
100

The most tenured member of the OWA Health Staff

Who is Tammy Tomczyk

100

This major national umbrella company counts for 3 of our top 5 clients

Who are the Blues (Blue Cross Blue Shield)

100

This term refers to the principal that a sum of money today is worth more than the same sum in the future

What is the Time Value of Money

100

Under this ACA program, insurers with healthier-than-average enrollees transfer funds to those with sicker populations to stabilize premiums.

What is the Risk Adjustment program

100

This Milwaukee landmark is named in memorial of Milwaukee's 32nd mayor

What is the Hoan Bridge

200

This office has grown incredibly since Jan 2025, with over a 500% increase in Staff

Where is San Francisco


200

This working group at 121% YTD realization in Feb, is our current leading revenue generator

Who is the Provider Working Group

200

Every actuary had their moment learning about these two descriptive measures of probability distributions 

What are Expected Value and Variance

200

This large and visually appealing 2025 legislation made changes to Medicaid, Uninsured Populations, Healthcare Financing, Telehealth, and Direct Primary Care

What is the One Big Beautiful Bill

200

This nickname for Milwaukee is originated in neither Beer nor Dairy, but a distinct brick seen commonly in historic buildings in Milwaukee

What is Cream City

300
In 2026 we have hired 4 new employees from 3 different companies, name 2 of them

HCSC, Marsh, Guidehouse

300

This client provided the most revenue in 2025

Who is Kaiser Permanente

300

This principal of determining reasonability assigns weight to experience based on volume, often using a square root or limited fluctuation formula. 

What is Credibility

300

This 2010 law introduced medical loss ratio requirements, requiring insurers to spend at least 80–85% of premiums on medical care and quality improvement.

What is the Affordable Care Act

300

The Milwaukee area is home to at least 10 colleges and universities, 5 of which are.

Who are Marquette, MSOE, MIAD, UW-Milwaukee, MATC, Concordia, Wisconsin Lutheran, Carroll, Mount Mary, Alverno, and Herzing

400

During the Validate Health Acquisition, we aquired this many staff members

What is twelve (plus two external consultants)

400

These two clients have had our actuaries sit as interim VP-Level Employees in the Past Year

Who are Gravie and HCSC

400

This method projects ultimate claims by applying development factors to immature claims, commonly used in reserving triangles.

What is the Chain Ladder Method?

400

Under CMS rate-setting for Medicare Advantage, this component adjusts plan payments based on the relative disease burden of enrolled members

What is the Risk Adjustment Factor (RAF) or HCC risk scoring

400

These three rivers run through the heart of Milwaukee before joining and running out to the lake

What are the Milwaukee, the Menomonee and the Kinnickinnic

500

We are hiring 3 analysts and 4 interns this summer, name 3 of them

Analysts: Kevin, Alyshba, Brady

Interns: Damien, Meaghan, Ethan, Justin

500

This freelance Massachusetts resident has a passion for affordable Medical and Dental care and is the state's extra round of review after Oliver Wyman

Who is Doctor Riskala

500

This statistical measure quantifies the variation of a distribution relative to its mean and is often used in assessing claim volatility.

What is coefficient of variation

500

This CMMI model assigns beneficiaries to accountable care organizations and shares savings or losses against a benchmark based on historical spending, with tracks ranging from upside-only to two-sided risk.

What is the Medicare Shared Savings Program (MSSP)

500

This visual pillar of the Milwaukee community is recognized as the oldest company in the city, with origins dating back to 1855, despite near bankrupcy from a train accident in 1857

Who is Northwestern Mutual 

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