Enrollment
These are the four retail account types that are currently eligible to be enrolled in PA
What are:
Individual
Joint WROS
IRAs (Trad/Rollover, Roth, Inherited, Single Participant SEPs)
Revocable Trust
This is the gross fee for an Active/Index portfolio in Personal Advisor.
What is no more than 0.4% of the AUM?
The purpose of this document is to articulate foundational principles and methodology for providing advice to retail clients.
What is the DAP Portfolio Construction and Financial Planning Handbook?
When you change this, it updates in real time.
What is the client's financial plan?
Vanguard was founded on this date.
What is May 1, 1975?
These types of IRAs are not eligible to be enrolled in Personal Advisor.
What is Custodian IRA and SIMPLE/Multi-Participant SEP IRAs?
You use this tab to prep for appointments and to update/attest client information already there once an appointment is complete.
What is the SCAP tab?
This is the sub-asset mix between domestic and international stocks and bonds.
What is:
Stocks: 60% Domestic/40% International
Bonds: 70% Domestic/30% International
Portfolios in Personal Advisor are reviewed this often.
What is daily?
After calling 14PAS, you use these prompts when you have a client on the line who is enrolled in Personal Advisor.
What is 2, 2?
These non-retirement accounts are not eligible to be enrolled in Personal Advisor.
What are irrevocable/trusts with multiple EINs and Unsupported Joint Accounts?
This tool helps clients (and advisors) figure out how to make an underfunded/moderately funded goal, well-funded.
What is the Goal Optimizer Tool?
This is the act of choosing to hold tax-efficient investments in taxable accounts and tax-inefficient investments in tax-advantaged accounts.
What is asset location?
Your Grandma, a PA client, will be turning 65 next year and wants to know which Medicare plan is best for her, so you show her this feature.
What is the Medicare Match Tool?
Nicki Minaj wants you to give her specific advice about what type of life insurance she should buy during your IC and is leaning towards not enrolling in PA. This is an example of this type of concern.
What is a drawback concern?
This will sell out of ineligible holdings during the enrollment process.
What is Smart Sell Down?
Go here to view the health of your pipeline.
What is the Pipeline Health Review app?
Once your cash gets above this threshold, we will go ahead and invest it.
What is $300/6% of the portfolio?
Harrison Ford schedules an appointment to take his RMD. He wants to reinvest his RMD, so you do this.
What is send it to his bank, then set up a scheduled contribution to bring it back in once it has made it into his bank account.
Vanguard launched Personal Advisor Services in this month and year.
What is May of 2015?
LeBron James wants to enroll his mother, Gloria, in Vanguard advice, but she has an ACIP on her profile. This is what you should do.
What is work with your manager to enroll in PAS?
This is what offsets the gross fee in Personal Advisor to get the net fee.
What is revenue that Vanguard receives from the funds? Please note: This is NOT the same as the expense ratio.
If a client's taxable income tax bracket is this amount or higher, we will put them in tax-exempt bonds.
What is 32%?
If your client has a well-funded goal and is retired, this feature will appear towards the bottom of the screen to show them how much they can afford to spend annually.
What is the Personal Spending Strategy?
This is the new expense ratio for VXUS.
What is 0.05%?