PAC 101
The Core List
Support & Advice
VIC Only & Hardship
Customer Scenarios
100

What does the acronym PAC stand for?

What is the Payment Assist Checklist?

100

What specific customer information is checked first on the list?

What are "Concessions applied"?

100

You should review a customer's energy usage and offer what kind of advice?

What is "energy efficiency advice"?

100

What policy should always be advised to the customer?

What is the "Hardship policy"?

100

A customer calls, stating they want to apply for Utility Relief Grant scheme. They  have never applied for the grant before. What's the very first item you need to check?

Concessions or Income threshold

200

The PAC is a requirement for discussing the repayment of what?

What are arrears?

200

What thing in the PAC help determine a customer's finances?

What is "Capacity to pay" 

200

Tom resides in Victoria and signed up with Red Energy 9 months ago. His partner, Sally has been living in the property the last 2 years.Tom agrees to have Sally added as the secondary on the account so Sally's concession can be added on the account for them to get energy concession. 

Can we backdate concession on Tom and Sally's account?If yes, how far back can we backdate?

Yes - from the date of sign up

200

What specific "debt pause" is advised for VIC ONLY customers?

What is a "6-month debt pause"?

200

Jessica has just lost her job. She is already on an arrangement which was entered into only a month ago. The memos on the account indicate that Jessica was offered PAC at that point in time however, she did not feel that she needed that assistance at the time. She is calling back today to reduce her payment amount on her CEP. Should you offer PAC?

Yes

300

What was the PAC formerly known as?

What is DCEC?

300

If we add a secondary on an account who has a concession card in VIC what should we check?

Check if we can backdate concession for the past 12 months

300

What specific financial professional should be offered to the customer?

What is a "Financial counsellor"?

300

True or False: The Network Tariff Review is a requirement for all customers in Australia.

What is false? (It is for VIC ONLY).

300

In which state is it mandatory to complete Capacity to Pay?

What are NECF States?

400

Name three of the five situations listed where the PAC should be used.

What are setting up/updating a payment arrangement, skipping a payment, discussing missed payments, or determining hardship?

400

What specific offer should always be made to the customer?

What is the "Best offer"?

400

True or False: You should only offer energy efficiency advice to customers who request it.

 What is false?

400

On account which still have the old pay on time discount plan what should we do before we set up a CEP?

What is "Backdate lost pay on time discounts"?

400

Where can the Hardship Policy be found?

On the Red or Lumo Energy Website

500

True or False: The PAC is only used for customers who have never had a payment arrangement before.

 False

500

"Network Tariff Review" is completed by which team?

What is the "Care Team"?

500

Why is it important to advise a customer of the hardship policy?

What is to inform them of their rights and options if they are experiencing financial difficulty?

500

What is the primary reason for a 6-month debt pause for a VIC ONLY customer?

What is to give them a period to stabilize their finances without accumulating more debt? (or a similar, comprehensive answer)

500

Customer calls us with a high bill they have a new born baby at home and keep their heater on. What Energy Saving tip will you offer the customer?

Set Heater on 21 degree Celsius 

M
e
n
u