Financial Statements
Financial Statement made up of Assets, Liabilities and Net Worth
What is a Balance Sheet
In the 2022-2023 season, what Big 10 East team came in second place behind Michigan?
What is Ohio State
This is People Driven's routing number
What is 272484988
Regulatory body that insures most credit unions, and oversees the health and well-being of federally chartered credit unions
What is the NCUA
This is the state tree of Michigan
What is the white pine
The amount of earnings the credit union makes over the average assets of the credit union
What is return on assets (ROA)
This US President played football at Michigan
Who is Gerald Ford
She is PDCU's virtual assistant.
Who is Ida
The total dollar amount insured by NCUA for a deposit
What is $250,000
This is the largest of the great lakes
What is Lake Superior
Are the following considered assets or liabilities?
-Loans, Investments, Credit Cards
What are assets
Who received 5 national coach of the year awards and 6 Big Ten coach of the year awards in his 21 seasons at Michigan?
Who is Bo Schembechler
PDCU was founded in what year?
What is 1928
This body of people is responsible for monitoring the credit union's Interest Rate Risk
What is ALCO
This fragrant blossom has been designated as the state flower of Michigan
What is the apple blossom
The location on the balance sheet where credit union borrowings would be
What are liabilities
Name the mascots for Michigan and Michigan State
Who are Biff and Sparty
What PDCU branch names end in a vowel?
What are Romeo, Ypsilanti, Livonia
This regulation/rule regarding the ALLL, will go into place in 2023 after first being introduced in 2016
What is CECL
This is the nickname for someone from the Upper Peninsula
What is a Yooper
In order to get your Net Interest Margin, what do you need to subtract from your Yield on Assets?
What is the Cost of Funds
Who will have home field advantage at this October's Michigan/Michigan State game?
Who is Michigan State
What is the minimum deposit needed to make to open a share account at PDCU?
What is $5
The Act passed by Congress stipulating minimum regulatory capital and Prompt Corrective Action levels for insured Credit Unions
What is the Credit Union Membership Access Act (CUMAA)
These four states border Lake Michigan
What are Michigan, Wisconsin, Illinois, Indiana