what is personal finance?
managing money
is saving money part of personal finance?
yes
how is spending a part of personal finance
you can spend money on bills
how are earnings a part of personal finance
earnings is a part of personal finance by the amount of cash that you receive usually goes towards expenses, investments, savings, etc.
does personal finance affect your career
yes
Why is personal finance important?
It's a vital part of not only managing your daily financial needs but also planning your financial future, therefore it's important.
How do you save money?
pay off debt and put some money into a savings account
what is the downfall of spending
you can easily spend too much and end up oweing money to the bank and other companies
why are earnings important
earnings show your profits and are a key figre in personal finance.
what is a career that involves personal finance?
Personal Finance Advisors
budgeting, saving and spending
why is saving important?
saving can help you out with financial issues in the future
how do you spend money wisely
you can seperate certain amounts of money into different groups which is called budgeting
what are total earnings
the total amount you earned from working your shifts, overtime, and extra shifts/work.
How does personal finance affect your career
Employers will look at your financial records to see if you have good credit, no debt, etc.
how can you improve your credit score?
pay off credit cards, pay bills on time
What can you use to help you save?
savings account and hiding cash from yourself
should you be saving money for retirement if you have credit card debt
no, you should pay off your debt before saving money because it'll affect your credit score.
how do you calculate total earnings
to find your total earnings you have to multiply your hourly wage by the number of hours you work each weekand then you want to multiply the totla by 52
why is it important to have good credit when it comes to your career
Good credit will help you qualify for your career/job