Credit Or Debit
This is something you build by paying things off on time and in the full amount
credit
A type of account that earns interest.
Savings
True or False: There is such thing as good debt
True
One main way to protect your accounts online to create strong _________________.
passwords
A budget is a plan that tracks how you will use your _________.
Money
This type of card is linked directly to your checking account.
Debit
The process of taking money out of an account.
Withdraw
Buying a brand new car is an example of what kind of debt.
bad debt
Name two things you should never share with someone online.
Credit/debit card numbers, full address, birthday, social security numbers, passwords
To make a budget, track these two things first.
Income and expenses
This type of card uses money you have already earned.
Debit
The process of putting money into an account.
Deposit
What is one example of good debt.
college loans or a house mortgage
How do you know a website is safe and can be trusted with your information?
The url starts with http://, it has a padlock in the url, the information can be verified from other credible sites.
True or false: Small expenses don't really matter and you don't need to track them.
false
This type of card charges interest for using their money.
Credit
A plan for how your money will be used by tracking income and expenses.
Budget
True or false: Debt is something all adults have in some shape or form.
True
Name two healthy screen time habits.
Shut screens off before bed, limit your screen time, don't passively scroll, use technology for production/positivity
These are safe places to keep your extra money.
Piggy bank, savings account
This type of card can be used to withdraw money from an ATM.
credit or debit
The name for money that you owe.
debt/bills
Buying things that you cannot afford is what kind of debt?
Bad debt
This is what should you do if you receive an email asking for personal information.
Report/mark as spam, do not respond, and delete
Explain the 50/20/30 rule of budgeting.
50% of earnings go to needs, 20% goes to savings, and 30% goes to wants.