Taxes
The amount of money you earn from your job after deductions.
What is Net Pay?
The paper on which weekly earnings are earned
What is a paycheck
Thieve pretending to be financial institutions or companies to get your information
What is “phishing”
A number that is assigned to a person that indicates to lenders their capacity to repay a loan
What is a credit score
How much money should you take out for a student loan?
What is as much as you are estimated to make in a year?
Amount of pay before reductions and taxes
What is “gross pay”
An occupation undertaken for a significant period of a person’s life and with opportunities for progress
What is a career
Thieves will go through your trash looking for bills, credit cards and other information.
What is “dumpster diving”
A valuation performed by a lender that spdetermines that probablility a borrower may default on a debt
What is Creditworthiness?
Type of financial assistance that does not need to be paid back
What is grant
Mandatory financial charge used to fund various public expenditures
What is Taxes
A document that provides a summary of your skills, abilities, and accomplishments
What is a resume
Thieves steal credit/ debit card numbers by using a special storage device attached to ATM machines.
What is “dumpster skimming”
This person decides if you get approved for a loan after you submit an application
Who is a Loan Underwriter?
Most common student loan
What are federal loans
Document detailing an employees gross pay, deductions and net pay amounts
Amount withheld from an employee’s paycheck by their employer
What is deductions
Program that is designed to collect information about you and send it to a remote user without your knowledge.
What is “Spyware”?
You do this by paying bills on time and maintaining appropriate utilization rates
What is maintaining good credit?
Average amount of student debt loan
What is $37,172
This is taken out pre-tax on a pay check for saving
What is 401k contributions
How much money should you save off of your paycheck for bills
What is 50%
Prevents the end user from registering their computer with manufacturer.
What is “private browsing”?
You should borrow this amount of the credit limit each month.
What is 10 to 30 percent?
Interest begins the moment the loan is taken out
What is unsubsidized loans