Finance
This is a money market account.
Combines both checking and savings account, greater interest rate.
This is the percentage of monthly income that should be budgeted for your NEEDS.
50%
This is income tax.
A tax based on the wages, salaries, dividends, interest, and other income a person earns throughout the year.
This type of company definitely checks your credit score.
Insurance
Comprehensive car insurance covers?.
Coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision.
This is a good time to use a payment app (i.e. Venmo, PayPal, etc.)
To pay for good and services to friends family and others.
When you don't have your wallet.
This is the percentage of monthly income that should be budgeted for your WANTS.
30%
This is sales tax.
Tax imposed by the government on the sale of goods and services.
This is a FICO Score?.
Measurement of risk that the consumer is to the business.
Liability car insurance covers.
Bodily Injury and Property Injury.
You can write a check to yourself!
Yes, you can write a check to yourself and cash it to have cash on hand.
This is the percentage of monthly income that should be budgeted for your FINANCIAL GOALS.
20%
You can get a credit card as a student.
Yes, if you are able to show adequate income to get their own card if they are under 21.
This factor that make up the most of your credit score.
Bill payment history.
This is an insurance premium.
A price, typically expressed as a monthly cost. Is determined by the insurer based on your or your business's risk profile, which may include creditworthiness.
This is a stock.
A way to let investors participate in the company’s success via increases in the stock’s price and through dividends.
This is an effective strategy for personal saving.
Save a certain percentage of each paycheck and deposit it directly into a savings account
This is the current federal income tax brackets range.
10% - 37%
This is an advantage of using a credit card?
You can make an emergency purchase that you otherwise don’t have the money to pay for right now
This is a deductible.
A specific amount the policy-holder must pay out-of-pocket before the insurer pays a claim. Deductibles serve as deterrents to large volumes of small and insignificant claims.
This is a mutual fund.
Type of investment where more than one investor pools their money together in order to purchase stock.
Experts recommend that you accumulate enough to cover 3 to 6 __________________ of expenses in your emergency fund.
Months
This percentage includes all workers as bottom wage earners in a given occupation.
10%
This is what a mortgage loan used for.
Buying a home or property.
This is a policy limt.
The maximum amount an insurer will pay under a policy for a covered loss. Maximums may be set per period (e.g., annual or policy term), per loss or injury, or over the life of the policy, also known as the lifetime maximum.