Insurance
Digital Citizenship/Career
Finance
Credit
Misc
100

This group of drivers is the most risk to insurance companies and therefore, they are charged MORE for insurance. 

Who are young drivers, teenagers?

100

This symbol in a web address lets you know it is secure.

What is a lock?

100
A for-profit corporation owned by shareholders that takes deposits and makes loans and offers checking accounts.
What is a bank?
100
This includes all the records of loans you have taken out and paid back over your life.
What is your credit history?
100

Your wages AFTER taxes and deductions.

What is net wages/net pay?

200

The main reason to purchase insurance is to TRANSFER this from you to the insurance company.

Risk

200

A one page summary of your work experience, skills, and educational back ground.

What is a resume?

200
The interest rate that you use to compare different loans with different characteristics.
What is annual percentage rate (APR)?
200

A credit score in this range is considered a PRIME credit score. 

720 or higher

200

These taxes are taken out of your paycheck by the federal government and used to provide income to elderly people.

What is Social Security?

300
This is the name of the money you pay every month to have an insurance policy.
What is a premium?
300

This is the way you should dress for a job interview.

What is, whatever is appropriate for the job but NEVER super casual?

300
A type of interest that grows not only on the principal but also on all accumulated interest over time.
What is compound interest?
300

This type of loan has no interest if paid back after a month. If you do NOT pay it back in a month in FULL, you pay compound interest compounded monthly on any remaining balance.

What is a credit card loan?

300

These taxes are taken out of your paycheck and used to pay for elderly people's health care.

What is Medicare?

400
This is the money you pay out of pocket when you need to use insurance.
What is a deductible?
400

When someone has gained access to your personal information.

What is Identity Theft?

400
This government agency guarantees your deposits in a bank up to $250,000.
What is the FDIC?
400
Property that is used by a lender to secure a loan (the bank takes the property if you don't repay the loan).
What is collateral?
400

Starting with the graduating class of of this year, MA will begin requiring all HS students to pass a Personal Finance course as a grad requirement.

What is class of 2024

500

This type of insurance pays your bills (food, rent, gas, etc.) when you are hurt and you can't work.

What is disability insurance?

500

This type of computer network provides the most security.

What is a VPN?

500

Using the 50-30-20 Rule, This is the percentage allocated to living expenses. 

What is 50%?

500
The age at which you begin gaining a credit history.

What is 18?

500

An investment that is a share of ownership in a corporation.

What is a stock?

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