Taxes
This form is commonly used by employees to file their federal income taxes
What is a W-2
This payment is usually required before moving into an apartment and may be refunded when you move out
What is a security deposit
This amount is what you earn before taxes and deductions
What is gross pay
This is money set aside for unexpected expenses
What is an emergency fund
This document proves ownership of a vehicle
What is a title
This tax is deducted from most paychecks to help fund retirement benefits for workers
What is Social Security tax?
This document outlines the rules and terms between a landlord and tenant
Lease/rental agreement
This amount is what you actually take home after deductions
What is net pay
This tool helps track income and expenses
What is a budget?
This cost is usually paid every year to legally drive a vehicle
What is vehicle registration
This form helps determine how much federal tax is withheld from your paycheck
What is a W-4
This monthly payment gives you the right to live in an apartment
Rent
This document shows earnings, taxes, and deductions from a paycheck
What is a pay stub
Financial experts often recommend saving this many months of expenses in an emergency fund
What is 3–6 months
The value a dealer gives for your current vehicle toward a new purchase is called this.
What is a trade-in value
Money returned to you because you paid too much tax during the year is called this
What is a tax refund
This score is often checked by landlords before approving a tenant
What is a Credit Score
Working more than 40 hours per week may qualify many workers for this type of pay
What is overtime pay
This financial goal is generally considered short-term: buying a house, retirement, or a vacation next year
What is a vacation next year?
This number measures the cost of borrowing money for a car loan
What is APR
This government agency collects federal taxes
What is the IRS
The person who owns and rents out a property is called this.
Landlord
This document authorizes an employer to deposit your paycheck directly into your bank account
What is a direct deposit authorization form
The difference between income and expenses is called this
Savings
A longer car loan term usually results in lower monthly payments but more of this paid over time
What is interest