Goals & Decision Making
Careers & Budgeting
Banking Services & Credit
Savings, Investment, & Consumer Skills
About Ms. Cummings
100
A goal that can be accomplished in less than 1 year
What is a short-term goal?
100
This is how long after high school you must go to school to obtain a bachelor's degree.
What is 4 years?
100
Bank of America is an example of this type of depository institution.
What is a commercial bank?
100
The phrase "pay yourself first" is most closely associated with this action.
What is saving?
100
This is Ms. Cummings' first name.
What is Amy?
200
The "A" in SMART goals stands for this.
What is "Attainable"?
200
This is currently the fastest growing field in the United States as far as employment.
What is health professions?
200
This is what ATM stands for.
What is Automated Teller Machine?
200
This is how much should be kept in your emergency fund.
What is 3-6 months worth of income?
200
This is Ms. Cummings' age.
What is 22?
300
Your next best option that you give up in order to do something.
What is opportunity cost?
300
This is a special type of tax imposed on non-essential consumer goods.
What is an excise tax?
300
This is a type of loan that you must pay back in one lump sum and typically carries extremely high interest rates.
What is a payday loan?
300
This type of savings account charges high fees for early withdrawal.
What is a Certificate of Deposit?
300
This is Ms. Cummings' favorite city in the world.
What is London?
400
Because our wants exceed our resource, this exists.
What is scarcity?
400
This form tells your employer how much in taxes to take out of your paycheck.
What is the W-4?
400
The phrase "buy now, pay later" is most closely associated with this method of payment.
What is a credit card?
400
You should not pay more than this percentage of your monthly income on your mortgage payment.
What is 28%?
400
This is the category of Ms. Cummings' budget that she is most likely to overspend on.
What is food?
500
These are what the acronym SMART stands for.
What is Specific, Measurable, Attainable, Realistic, and Time-Bound?
500
This form tells the IRS whether they withheld the correct amount in taxes from each of your paychecks.
What is the 1040?
500
These are the 3 national credit reporting companies (must name all 3 correctly).
What are Equifax, TransUnion, and Experian?
500
This is the title of the individual who carries out your will when you pass away.
What is an executor?
500
This is the name of the company that Ms. Cummings' dad works for.
What is Ameriprise?
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