Budgeting
Student Loans
Credit Cards
Identity Theft
Wild
100
Retirement makes up part of the 20% in the 50/30/20 strategies. The 20 is for this category of expenditure.
What is future?
100
When public money is used to aid in the payment of something. In these loans, the interest is lower and does not accrue while student is enrolled full time.
What is subsidized?
100
The initial amount that you borrow as known as this authoritative sounding word.
What is principal?
100
The three ways scammers target you.
What are In-person, phone and online?
100
In general, the amount of money expected, required or given in payment for something.
What is the price?
200
This document shows your gross pay and your net pay after all the withholdings like federal and state taxes.
What is a pay stub?
200
Limits on private loans typically depend on the individual's this.
What is creditworthiness?
200
The smallest amount you can pay on your credit card without incurring additional fees (not including interest) is this.
What is the minimum payment?
200
To avoid this form of Identity Theft follow these tips:
What is juice jacking?
200
Business ownership is an example of this in the Financial world.
What is good debt?
300
The amount of money in an account or how much you owe on a statement.
What is a balance?
300
Student's that have graduated with a bachelor's degree can take out these more substantial sized loans.
What are Direct Plus Loans?
300
Leaving a balance on a credit card past 30 days is considered this. (hint: include bad or good with the answer)
What is debt?
300
Daily double:
All good dogs go to heaven, how about we fly! = agDzg2H,?aWf!
The words and characters show the creation of one of these.
What is a passphrase?
300
With this large installment loan comes an agreement involving seizure of the home/property if there is a failure to pay.
What is a mortgage?
400
Another name for reserves is this two word term. Having enough money to cover 3-6 months worth of expenses is ideal.
What is an emergency fund?
400
Daily Double: When the gov doesn't help with interest payments but still gives you a 6 month grace period on this loan.
What is a Direct Unsubsidized Stafford loan?
400
Because you borrow against and pay back in a cyclical nature, credit cards are considered this type of loan.
What is revolving?
400
Name a credit bureau.
What is Transunion?
What is Equifax?
What is Experian?
400
If the interest is paid on the interest you already made is called compound interest, then the interest that remains the same every year and doesn't grow over time is called...
What is simple interest?
500
Make sure to add this to your budget when moving to a new rental. They will ask you to pay for your first and last month's rent. If the rental is damaged they will keep it, if you've left it as it was you will get your last month's rent back when you move. (two words)
What is a security deposit?
500
IDRP - This is what you should apply for when beginning to start making payments on your student loans.
What is an Income Driven Repayment Plan?
500
An 11% one of these on your credit card is pretty low compared to the industry standard more tend to be around 22%.
What is an APR?
500
Daily Double: M-FA - Utilizing several validations like passwords and fingerprint recognition.
What is multi-factor authentication?
500
This word beginning with the letter "a" is a verb used with interest that is growing.
What is accrue?