Consumer
Investing
Banking
Credit
Taxes
100
Use of credit for personal needs.
What is consumer credit?
100
so you can acess it quickly.
Why should you save money in an emergancy fund?
100
automatic deposit of net pay to an employers designated bank account
What is direct deposit?
100
arrangement to recieve cash and goods or services and pay them back
What is credit?
100
total amount of taxes owed
What is tax liability?
200
financial institution,merchant,individual.
What is a creditor?
200
A high risk investment that can earn money fast or lose money fast
What is a specullative investment?
200
Cash card that withdrawls money from a designated bank account
What is a debit card
200
enity that lends money
What is a creditor?
200
federal tax collected
What is a state tax?
300
Commercial Banks, Credit Unions.
What is the sources available for consumer credt?
300
Annual Interest rate _________________ =Market Price New interest rate
What is the formula for market?
300
poin-of-sale transactions, store value cards, electronic cash
What are 3 types of plastic payments?
300
debit cards, smart cards, and t and e credit cards
What is are three types of credit cards?
300
W4
What form must be filled out for personal allowance?
400
Before you shop, weighing alternatives, making the purchase, after the purchase
What are the four phases to research based report on buying?
400
evaluate international investments as if they were u.s investments
IF planning to invest in companies outside the U.S. what steps should be takin?
400
Commercial Banks, Savings and loan assoc., Mutual savings banks, Credit unions
What are 4 different types of deposit?
400
inexpensive, medium, expensive and home equity
What are four types of loans?
400
tax payer, spouse, qualified dependent
What are three exemptions?
500
Commercial Banks, Credit Unions, Consumer Finance Companies, Life insurance, Federal Svavings Bonds.
What are the 5 credit sources?
500
inflation, Interest rate, buisness failure, financial market, global investment
What are the five components of risk?
500
Does it have online bankin, Are they trustwowrhty/.
What are 5 questions you should ask to help choose the best bank?
500
cash for down payment, savings instead of credit, afford them, use it in a better way, put off buying item
What are six factors to consider before using credit?
500
medical, taxes, dental, intrest
What are four types of tax deductions?
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