The amount charged per vehicle for Responsible Driver Guarantee
What is $85
100
Odd situations such as very large outbuildings, previously cancelled for nonpayment, quoting system messages
What reasons to call in prior to binding
100
Basic & All inclusive
What are different coverage options
100
17.5% auto
10% new locations added
What is amount of discount for My home & auto
100
$500,000 or $1,000,000
What are the different coverage options for condo protection
200
Currently 9*, but will renew at a 5*
What is rating following at fault loss WITHOUT Responsible Driver protection
200
Single limit, Guaranteed replacement (broad & comp forms)
What are automatic coverages under our homeowners packages. no need to request.
200
General brokers licence if attaching to a property policy
What are the requirements for me to sell this product?
200
reasons you won't qualify for My home & auto discount
What are commercial risks, farm risks, different named insureds, different eff dates (if they don't want to ever change), different banking, tenants - auto still qualifies though
200
no, they do not need to listed on both. insuring them under our package is sufficient.
What line of business should vacation trailers be listed on -- home or auto or both?
bonus -- why is vacation trailer enough?
300
Covers for Tire blowout & Contents damage by Collision
What is Protector Plus package (HPP)
bonus -- free if vehicle carries collision or all perils
300
Waives deductible up to $1000 (except mysterious disappearance) on first claim.
What is my achiever?
bonus -- what else does my achiever do?
300
30 days
What is maximum time frame covered for any 1 trip
bonus -- can extensions be purchased? through where?
300
2%
What is the service fee charged on my home & auto. 3% if not part of my h&a
300
40% discount on home
What is the amount of discount if a client is on septic system. This is the highest single discount.
400
50% discount on occasional premium
What is away from home discount
bonus - how far away do you need to be?
400
Gives client access to legal information such as wills, criminal, employment etc - even if not related to a claim
What is Identity Theft
bonus -- would this be a rateable claim if we paid?
400
$5million
What is limit of coverage
400
Yes, all discounts will be applicable from effective date of first line of business. subsequent line will become effective on it's own due date & expire at time of first line.
What if dates are different, will you still allow discount?
400
12 month term only, payments spread amongst entire term
What do motorcycle policies & payments look like?
500
5-25% discount
What is My driving discount
500
ALL Intact brokers have access for high valued homes.
What is Chubb
500
75 years old
What is age limit for coverage.
bonus - what happens if the insured turns 75 midterm
500
benefits to My home & auto
What are 1 policy, 1 effective date, increase savings etc..
500
Different payment options
What are direct bill one pay, three pay, agency bill, monthly