Financial Planning & College
What is an unsubsidized loan?
What is the Pell Grant?
This deduction is required by law.
What is a mandatory deduction?
This expense changes month to month.
What is a variable expense?
This inquiry does not affect your credit score.
What is a soft inquiry?
This is the amount you must pay out of pocket before insurance helps cover costs.
What is a deductible?
This aid reduces the amount students must borrow.
What are scholarships and grants?
This form determines tax withholding.
What is a W-4?
This organization regulates stock markets.
What is the SEC?
Borrowing money means agreeing to repay the principal plus this.
What is interest?
This concept explains why people buy insurance instead of paying full costs later.
What is risk management?
This student loan accrues interest immediately.
What is an unsubsidized loan?
This deduction may help retirement savings.
What is a 401(k) contribution?
This federal protection insures bank deposits.
What is the FDIC?
This factor has the greatest impact on your credit score.
What is payment history?
This insurance protects against damage to property like homes or cars.
What is property insurance?
This personality model helps match careers to interests.
What is RIASEC?
This applies when employees work more than standard hours.
What is overtime?
This describes keeping money available for emergencies.
What is an emergency fund?
This range represents common credit scores in the U.S.
What is 300 to 850?
This alert warns lenders to take extra steps to verify identity.
What is a fraud alert?
This calculation shows the true cost of college after aid.
What is net price?
This payroll tax funds Social Security and Medicare.
What is FICA?
This budgeting rule divides income into needs, wants, and savings.
What is the 50-30-20 rule?
This loan feature determines how long you have to repay.
What is the loan term?
This cost-sharing feature requires you to pay a percentage of costs.
What is coinsurance?