Benefits & Riders
Products
Policy Changes
Reinstatements
My Money Honey
100
Simple and compound are forms of this.
What is ABI - Automatic Benefit Increase or Inflation Option?
100
All Fortis products can easily by identified by this.
What is a series of numbers?
100
This form is necessary to make a policy change within the first six months of issue.
What is form 1064 - coverage change form?
100
This is the department that reviews all reinstement applications.
What is underwriting?
100
This is the date used to terminate a policy when someone dies?
What is the date of death?
200
This figure is adjusted monthly based on the prices paid by urban consumers for a representative basket of goods and services.
What is CPI - Consumer Price Index?
200
These are the original 4 grandfathered partnership states.
What is CA, CT, NY and IN?
200
This is the page of the contract re-issued to illustrate core benefit changes.
What is the schedule page - page 3?
200
These are the two decisions an underwriter can make upon reviewing a reinstatement application.
What is approved or rejected?
200
All Long-Term Care policies have a grace period of this specific number of day(s).
What is 65-days?
300
An inflation offer is typically NOT offered when an insured is receiving or eligible for this.
What is benefits or on claim?
300
This feature under the Protect Care Advantage Plus (LTC-94) allows the insured to use NH benefits to pay for HHC if HHC has exhausted, under certain circumstances.
What is alternative plan of care?
300
This is the allowable time frame for a policy to be re-issued.
What is 6-months?
300
This is the time frame a Fortis policy can be reinstated.
What is 6-months from the policy lapse date?
300
Amount of monies paid to the PH when the policy is terminated from the date of cancellation to the paid-to-date.
What is a pro-rated refund?
400
Both of these things happen when an inflation offer is accepted.
What is premium and benefit increase?
400
This feature of the product reserves a policyholder's room in a NH for a limited period of time if they were to be hospitalized.
What is the bed hold benefit?
400
This is the maximum number of days an effective date of a policy request may be made.
What is 150-days from policy application date?
400
This is the time frame a JH policy can be reinstated.
What is 5-months from the policy lapse date?
400
This is where my money sits when I send in the wrong premium amount due.
What is suspense?
500
In LifePro, this screen is where the CSR will find the policyholder has accepted an inflation offer.
What is the policy subsystem?
500
This is the Manulife acronym representing the values we serve as an organization. DOUBLE JEOPARDY: WHAT DOES THE ACRONYM STAND FOR?
What is PRIDE? Professionalism, Real Value to our Customers, Integrity, Demonstrated Financial Strength, Employer of Choice
500
This is the date a policy change is made in CSWB.
What is the policy anniversary date?
500
This must be submitted upon approval of the reinstatement application.
What is all back premiums?
500
This is represented by the acronym PR.
What is premium refund?
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