It provides source of funds for individuals in need who cannot perform the necessary activities of daily living without assistance.
What is Long Term Care Insurance?
100
The benefits that are part of all LTC policies: Benefit Period, Daily Benefit, Elimination Period, Inflation Protection Options
What are Core Benefits?
100
The products sold in the states.
What is Block of Business?
100
Exam performed in the physician's office for applicants ages 56-69
What is M.D Examination?
100
the foreign country where your trainer practiced teaching.
What is Saudi Arabia?
200
These are changes in family composition,medical advances,government's increased financial pressure.
What are the reasons for increase need for LTCI?
200
The max amount the policy will pay, per day, for covered services.
What is Daily Benefit (DB)?
200
These could be career agents,brokers,dealers,banks or private carriers.
What is Distribution Channels?
200
The applicants' age that may undergo Paramedical Exam and Urinalysis
What is ages 55 and younger?
200
the hobby of your trainer
What is dancing?
300
Help with ALDs or ___________ are the trigger the use of LTCI.
What is Cognitive Impairment?
300
The waiting period,deductible for a PH. It is the number of days in a period of care where the insured must be eligible for and PAY for eligible LTC services before the policy begins paying.
What is Elimination Period?
300
Team that receives applications and complete all task required to activate and issue the new policies.
What is New Business?
300
The age of applicant that may be required of a Personal Interview Process
What is 70 yrs and older?
300
the LTC team where your trainer first work.
What is Claims Dept/Benefit Center?
400
The activities that a person must be able to perform to take care of themselves everyday.
What are Activities of Daily Living (ADLs)?
400
It is a stand alone document where a PH can add benefits,modify existing benefits or delete benefits.
What is a Rider?
400
They assess the medical and financial risk of applicants and communicate with agents regarding the decisions.
What are Underwriters?
400
It contains office visists and physicals,test results and medication list of applicants.
What is Medical Records?
400
The age of your trainer
What is 30 yrs old?
500
It is defined by the frequency and type of services provided to meet the care needs of a person.
What is Level of Care?
500
It is impacted by age of applicant, product selected,riders selected, underwriting class or any discounts applicable to the policy.
What is Premiums?
500
Team that maintain inforce policies after 6 months through time of claim or termination.
What is PHS (Policy Holder Services)
500
Applicants for LTCI are reviewed prior to submitting a formal application