Credit Impact
What % boost in loan approvals can Plaid help enable for prime borrowers?
10%
What % of the U.S. workforce is covered by Plaid’s income tools?
100%
How many fraud attempts did Plaid stop last year?
~3 Million
What % of consumers are okay sharing data with lenders?
74%
What share of U.S. banked consumers have used Plaid?
1-in-2
How much can Plaid lower interest rates for near-prime borrowers?
3%
How many seconds can it take to verify income with Plaid?
11 seconds
What % conversion lift do IDV customers typically see?
10–20% boost
What % of lenders now trust alternative data more than a year ago?
88%
How many apps and institutions does Plaid support?
7,000 apps + 12,000 FIs
What’s the average improvement Plaid adds to credit models?
25% better accuracy
What % of applicants were approved with instant income vs manual?
99.8% vs 78%
What’s Plaid’s average pass rate for identity verification in the U.S.?
91%
What % higher conversion do returning Link users see?
11% higher
What % of SMB banks in the U.S. does Plaid connect to?
95%+
How much can risk go down for subprime borrowers with Plaid’s data?
20% less risk
How much did Invitation Homes cut income verification time?
60%
How many types of IDs does Plaid IDV support?
16,000+ in 200+ countries
How many users have chosen to save info with Plaid for easier future logins?
75M+
How many countries does Plaid now serve across North America and Europe?
How much faster can loans be pre-approved using verified assets?
29% faster
What % of app cancellations did Invitation Homes reduce with Plaid?
18%
How many risk factors power Plaid Protect?
10,000+ attributes
What % conversion lift does Plaid's faster login flow give?
~40% lift
How many connections does Plaid handle daily?
750,000+