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All about DDAs
ABCDE.... FA
Fees, fees, fees
Brilliantly Boring Rewards
100

This is the number of consumer credit cards that PNC offers.

What is four?

100

It's the number of free transfers from a PNC savings/money market account. 

What is six?

100

These are the three requirements for a referral to be considered a QIA.

What are time, interest, and money?

100

This is the standard fee for a convenience check.

What is $1.50?

100

This is required to enroll in any Totalrewards tier.

What is a checking account?

200

It's the minimum balance on a Cash Rewards or Spendwise credit card. 

What is $500?

200

This account replaced the PNC Virtual Wallet Student.

What is the PNC Simple Checking Account?

200

It's the minimum amount of time needed to invest with PNCWM.

What is 3 - 5 years?

200

It's the standard fee for an agent-assisted domestic wire from a Virtual Wallet account.

What is $30?

200

These are the savings boost percentages for all three tiers of PNC Totalrewards, respectively. 

What are 10, 20, and 25%?

300

It's a perk of the Cash Unlimited, Cash Rewards, and Spendwise credit cards.

What is balance transfer?

300

This is the minimum average monthly balance or monthly qualified direct deposit amount required to waive the fee on a Virtual Wallet Performance Select account. 

What is $5000.00?

300

This agency provides insurance for DDA accounts but not accounts opened with PNC Wealth Management.

What is the FDIC?

300

It's the standard fee for a cashier's check with a Virtual Wallet account.

What is $10?

300

This is the cost of cashier's checks in any tier of PNC Totalrewards.

What is free?

400

This is the annual cap on purchases eligible for cash back with a Cash Rewards credit card.

What is $8,000?

400

This account is like a savings account, but typically earns higher interest in exchange for higher balance requirements.

What is a money market account?

400

These are the specific PNC Wealth Management products bankers should be selling.

What are none?

400

This is the standard monthly fee for a Virtual Wallet Performance Select account.

What is $25?

400

What are the quarterly credit card reward bonus percentages for the three rewards tiers, respectively.

What are 5%, 25%, and 35?

500

These are the four categories and cash back percentages offered by the cash rewards card.

What is 4% cash back at the gas station

            3% cash back at restaurants

            2% cash back at grocery stores

            1% cash back for everything else

500

This is the team for clients with assets over $1 million.

What is PNC Private Bank?

500

This is the minimum required savings to responsibly recommend investing.

What is three to six months living expenses?

500

This is the standard fee for using your Cash Rewards, Spendwise, or Secured credit card abroad. 

What is 3%?

500

These are the three rewards tiers and their required average monthly balances.

What are:

  • Silver tier: $25,000 
  • Gold tier: $100,000
  • Platinum tier: $500,000
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