Account Types
This is the primary account used for everyday spending.
What is the Spend account?
It's the tool that lets customers view and track upcoming income, bills, and payment due dates.
What is the Calendar?
The fee charge when the balance or direct deposit requirements are not met.
What is the $7 monthly maintenance fee?
Locations of non-PNC ATMs that will access a $3 fee.
Where is US, Canada, Puerto Rico, US Virgin Island?
This type of account is designed for a long-term savings goal that earns interest.
What is the Growth account?
Online and mobile feature the helps show how much you have available to spend after bills and scheduled expenses.
What is the Free Balance (Money Bar)?
This allows customers to use non-PNC ATMs with fees refunded on certain account tiers.
What are ATM fee reimbursements?
Customer has 24 hours to bring the Spend account to at least $0 to avoid....
What is a $36 overdraft fee?
This account acts as a secondary checking account used for short-term goals and overdraft protection.
What is the Reserve account?
The tool that lets you send money to friends and family directly from the mobile app.
What is Zelle?
This benefit protects customers by covering transactions when funds are low in the spend account.
What is using the Reserve account as overdraft protection?
A notification that informs the customer that their balance is low.
What is an alert?
This tier earns interest on the Spend account and has a lower monthly fee than the top tier.
What is Virtual Wallet with Performance Spend?
The feature that lets customers lock or unlock their debit/credit card instantly if its misplaced.
What is Card Lock?
This government agency insures PNC Virtual Wallet deposits up to certain limits.
What is FDIC?
Age 62+
What is how to avoid a monthly service fee?
The premium option includes ATM fee reimbursements and enhanced perks.
This tool helps customers set and track savings goals across their Virtual Wallet accounts.
What is Savings Engine?
Name 2 ways to avoid the monthly maintenance fee.
What is $500 DD in the spend account or an average monthly balance between the Spend and Reserve accts?
Pay or returns items in the Spend account.
What is Payment Control?