credit cards
What 4 credits cards to we offer 9currently) to individual consumers?
what are:
- secure card
- cash unlimited
- cash rewards
- spend wise
Do you have to have a deposit account to get a PNC loan?
Yes however PNC customers get a .25 discount when auto paying with their account/
what is the annual fee for the secure card?
What is $36 or $3 a month?
2 key points of the secure card?
what are helps establish credit and come with a refundable deposit?
What are the two types of auto loans we offer?
What are traditional and check ready?
How do clients earn 2% lower apr?
What are features of the cash unlimited card?
what are Unlimited 2% cash back on ALL purchases, flexibility on how to redeem rewards (cash, gift cards, and travel) no foreign transaction fees. (must qualify for 5,000 credit line)
What is the difference on how the money is received for a line of credit vs am installment loan?
What is an installment loan is give in a one time lump some where as a line of credit is an amount with a set draw period to be used as needed.
What is the annual cap for the cash rewards cards and what happens when they reach the cap?
what is $8000 in purchases then they earn 1% on all purchases
What are features of the cash rewards card?
what are
-4% cash back on all gas station purchases
-3% on dining in restaurant
-2% on groceries
-1% on everything else
can be put towards bill or deposited into qualifying pnc account
How long does the approval process take for a personal loan?
What is typically a few days
How much is the minimum qualification for spend wise and cash rewards?
what is $500?
What are benefits of the spend wise card?
what is our lowest intro apr, purchase program apr reduction, protection perks?
How long does a LOC take?
What is LOC takes a few days then funds become available 15 days after approval
What are the protection perks with the spend wise card?
What is price protection (can be reimbursed is an item purchased with the cc if the specific item is advertised cheap withing 60 days of purchase) also porch piracy you can be reimbursed with in 90 days if item is lost or stolen)