VISA
Benefits
Additional Benefits
Fees
Card Limit/Credit Types
100

Beginning 1/1/24 when you pay your monthly bill you'll be protected next month if your phone is damaged or stolen.

What is cellphone protection?

100

When you spend $1500 in the first 90 days 

What is the $100 statement bonus?

100

PenFed Visa Credit Cards work with services such as Apple Pay, Google Pay, and Samsung Pay.

What is Digital Wallet Services?

100

None

What is the annual fee?

100

$1200

What is the minimum for the Power Cash Rewards Visa?

200

For a set price per service call, the program provides:

Standard Towing - Up to 5 miles, Tire changing, Jump starting, Lockout service, Fuel Delivery up to 5 gallons, and standard winching.

What is Roadside Dispatch?

200

Balance transfers for 12 months with a 3% fee per balance transfer.

What is 0% Introductory APR?

200

Members can use tap to pay wherever available at checkout.

What is Contactless Technology?

200

None

What is the Cash Advance Fee?

200

$5000

What is the minimum for the Power Cash Rewards Visa Signature?

300

24/7 worldwide service allows you to quickly replace the card and/or receive emergency cash at a convenient location.

What is Emergency Card Replacement?

300

Cash back on all purchases made with the card.

What is 1.5%

300

If the member is in an accident or there is an event that prevents them from paying the balance the member is protected if purchased.

What is debt protection?

300

Up to $20 for balances less than $1000

Up to $25 for balances between $1000 and $2000

Up to $28 for balances greater than $2000

What is the late payment fee?

300

Power Cash Rewards Visa - $4,999

Power Cash Rewards Visa Signature - $15,000

What is the maximum for Memberships Less Than 6 Months?

400

24 Hours service wherever you are for assistance booking travel, obtaining popular sports and entertainment tickets, making restaurant reservations, booking golf tee times and much more.

What is Signature Concierge?

400

Cash back on all purchases for our Honors Advantage members?

What is 2%?

400

Free security text alert.

What is Card Security Alerts?

400

Up to $25

What is the returned payment fee?
400

Power Cash Rewards Visa - $4,999

Power Cash Rewards Visa Signature - $25,000

What is the maximum for Memberships 6 Months or greater?

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