A
B
C
D
E
100
Additional money owed to the creditor
What is finance charge
100
consumer must put up some property as collateral
What is secured credit
100
APR
What is Annual Percentage Rate
100
happens with overuse of credit cards
What is debt
100
amount liable for if credit card is lost or stolen
What is $50
200
withholding a portion of a paycheck to satisfy a debt
What is garnishment
200
combining all your debts into a single one
What is bill consolidation
200
last payment is much larger than the monthly payments
What is balloon payment
200
FDA
What is Food and Drug Administration
200
lawsuit brought by many
What is class action
300
FTC
What is Federal Trade Commission
300
FCC
What is Federal Communications Commission
300
obvious exaggeration of an item in advertising
What is puffing
300
why you shouldn't touch an item while "window shopping"
What is establishes "ownership"
300
BBB
What is Better Business Bureau
400
best time of day to shop
What is in the morning
400
using athletes or movie stars in ads
What is celebrity appeal
400
CPSC
What is Consumer Product Safety Commission
400
"Everyone is using it" approach it advertising
What is bandwagon
400
regulates to protect consumers
What is the government
500
regulates food, drugs, cosmetics, & medical devices
What is the Food and Drug Administration
500
rate of interest changes from time to time
What is variable interest rate
500
requires a business to stop a forbidden practice
What is cease and desist order
500
what to do before buying
What is research or comparison shop
500
property of value
What is collateral
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