Life Insurance
Mortgages
Investments
KTP/FNA
Company Facts
100
A policy that is only in force for a specific amount of time.
What is term life?
100
The difference between the value of a property and the amount owed.
What is equity?
100
Considered defensive in nature.
What is a bond?
100
Words at the top of Hector LaMarque's FNA worksheet.
What is Trust, Respect, and Customized?
100
Primerica's CEO
Who is John Addison?
200
A form of insurance requiring the policy owner to pay premiums until the age of 100 or death, whichever comes first.
What is whole life?
200
A loan that allows the interest rate to be adjusted in intervals over term of loan.
What is an ARM mortgage?
200
Allows you to withdraw your money at 59 1/2 and not pay tax.
What is a Roth IRA?
200
Our fee for helping the client.
What is a referral?
200
The year Primerica started.
What is year 1977?
300
Enables a policy owner to increase or decrease a policy’s face amount and select from two death benefits.
What is universal life?
300
The amount of money a lender will offer to loan a borrower based on the value of the property, expressed as a percentage.
What is loan to value (LTV)?
300
A market in which prices are falling, or expected to do so.
What is a bear market?
300
As people age they have fewer dependents and financial responsibilities. The need for life insurance is reduced over time.
What is the Theory of Decreasing Responsibility?
300
A way to show our clients who are are as a company, an overview.
What is an opp night/meeting?
400
The death benefit and cash value of the policy vary based on the investment performance of the cash value.
What is variable life?
400
A document in which a lender provides full disclosure with respect to terms of the loan.
What is the Truth In Lending statement?
400
A distribution of money earned on an investment on a set schedule such as quarterly, biannually, or annually.
What is an annuity?
400
When client tells you they want to think it over.
What is an objection?
400
What Primerica only offered in the beginning.
What is term insurance?
500
An individual who is entitled to receive the benefits of an insurance policy if the primary beneficiary dies.
What is a contingent beneficiary?
500
When the final payment is greater than the preceding installment payments and pays off loan in full.
What is a balloon note?
500
An investment company that pools money from shareholders and invests in a variety of securities, including stocks, bonds, and money market securities.
What is a mutual fund?
500
Salesperson, Teacher, Enthusiastic, Ambitious, Motivated
What is STEAM?
500
Primerica's original name.
What is A.L. Williams?
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