Markers
Combined Ratio
SEAMS
WCU Pratice
Random Fun Facts
100

Outperform peers on both (blank) and (blank) through market cycles.

What is Profit and Growth?

100

Underwriting expenses ÷ Net Earned Premium = UW Expense Ratio

What is Costs to run Business? 

100

A (blank) is a place in the organization where two different departments come together and create value

What is a Seam?

100

(blank) and (blank) accountable delivery of profitable status

What is Embrace and Support?

100

The "dot" over the letter "i" is called a

What is a tittle?

200

Sought after place of work based upon a compelling value proposition related to (blank, blank).

What is underwriting performance?

200

Grow premium

Non-Renew significantly underperforming lines

Reduce Claims

Reduce Expenses

What are ways to improve the Combined Ratio?

200

On average, (blank %) of company employees know the role they play

What is 14%?

200

Provide (blank, blank and blank, blank and blank) for our customers and distribution partners

What is ease, speed and efficiency, expertise and specialization?

200

(blank) are the only animals that can fly backward.

What are hummingbirds?

300

Consistent quality execution of clear (blank, blank) and (blank, blank) that is well understood by all stakeholders. 

What is underwriting appetite and portfolio strategy?

300

Loss & Loss Adjustment Expenses and Underwriting Expenses

What are the major components?

300

Divisional sense of purpose and functions

What are Silos?

300

Leverage opportunities to build and apply new (blank and blank blank)

What is digital and analytical skills?

300

(blank) is the only state whose name is just one syllable

What is Maine?

400

Consistent reserve (blank) within a narrow band of outcomes. 

What is performance?

400

Loss & LAE Ratio + UW Expense Ratio = (blank blank)

What is Combined Ratio?

400

Distinct tasks and performance measures

What are turf wars and unclear roles?

400

Perform with an (blank blank)

What is Ownership mentality?

400

Pound cake originally included a pound of each of its ingredients which were (blank, blank, blank, and blank)

What is flour, eggs, butter, and sugar?

500

Quick to identify trends and take actions based on effective (blank) and (blank) of external environment.

What is forecasting and understanding?

500

Ultimate Losses & Loss Adjustment Expenses ÷ Net Earned Premium = (blank & blank blank)

What is Loss & LAE Ratio?

500

It can then become challenging to:

Understand others' perspectives

Accommodate differences and act for the greater good

(blank phrase)

What is Execute in a coordinated fashion?

500

Influence decisions based on insights gained through (blank-blank) data.

What is real-time?

500

Cap'n Crunch's full name is 

Who is Captain Horatio Magellan Crunch?

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