ALL THINGS CHECKING
has a $25 initial deposit requirement and does not earn dividends
what is Free Checking
NEEDS TO MAINTAIN A 5$ BALANCE AT ALL TIMES
PRIMARY SAVINGS
Going off the available balance from a Members shares. A Member may use this to build credit.
what is a Share Secured CC
WITH A MONTHLY MAX OF 2000$ IN DEPOSITS THIS ACCOUNT ALLOWS MEMBERS TO SAVE FOR THOSE VACATION DAYS
WHICH IS THE SUMMER SAVER
THIS PROVIDES MEMBERS EASE ON MANAGEING THIER ACCOUNTS FROM THE COMFORT OF THIER HOME OR ON THE GO
WHAT IS ONLINE BANKING
this checking currently earns 0.10% on 25k-100k
what is Investment Checking
EARNS ANYWHERE FROM 0.70% UP TO 1.30% IF BALANCE REMAINS AT OR ABOVE 2000$.
WHAT IS LIQUID MONEY MARKET
targeted for our Primary Members an exclusive credit card designed with low rates and no fees
School Employee CC
available for certificated and classified school employee Members and may be used to purchase a new computer or upgrade an existing computer(i.e., additional storage, printers, scanners, webcams, etc.)
which is a Computer Loan
Designed to aid Members with developing financial wellness. helping manage debt and even avoid bankruptcy.
What is Greenpath
an opt-in service that automatically covers debit card transactions that are over the amount available in the Member's checking account and after the Member no longer has share transfers or an Overdraft Protection Loan available
what is Overdraft Protection
THIS ACCOUNT HAS A CUSTODIAN THAT MA TRANSACT AT ALL TIMES. ONCE THE JOINT IS OF AGE THE CUSTODIAN WILL RELEASE FUNDS. USUALLY FOR AUNTS, UNCLES, GRANDPARENTS ECT.
WHICH IS A UTMA
With a 6-month introductory 0%APR this card allows Members to enjoy little to no fees.
what is the Inspire CC
designed to assist school employee Members who wish to pursue a Master’s or Doctorate degree. This loan can be used to cover tuition and other costs incurred while completing an advanced degree
Higher Education Loan
designed to cover losses to your property, including computers, televisions, stereos, appliances, clothing, jewelry, and personal effects. It also provides you with personal liability coverage in case you cause damage to others or their property, or if someone is hurt while in your home.
which is Renters Insurance
a draft account that is designed for young members who are interested in using a debit card for POS and Signature transactions. The minor must have a Varsity Membership
what is Youth Debit Share
4.31% IS THE (blank) on what CD.
*Hint specify the name and term and min balance*
what is the dividend rate on a 60-month term for 50k
with no foreign transaction fees Members who travel often use this card to take advantage of the perks
what is the rewards CC
a product designed for School Employee Members It allows SE too to skip payments on a car loan.
what is summers off
This account is exclusively available to Members enrolled in the Home Advantage Program to help them save for the purchase of a home. terms available are 6,12, and 24 months.
which is My Home Savings
BLANK Members with an Investment Checking account will receive unlimited fee free Out of Network ATM withdrawals
what is School Employee Members
with 200 Members can earn 3.87% and have unlimited deposits
which is the college saver
What CC HAVE all these in common?
All these SchoolsFirst FCU credit cards have:
what is all SchoolsFirst credit cards
Classified and certificated school employees making home ownership plans can benefit from this program. Fixed loan options are available for purchases and refinances.
what is School Employee Mortgage Program
Through an affiliation with different vendors, SchoolsFirst continually looks into partnerships that benefit Members in obtaining discounts for various products and services.
*hint* find the website where OUR MEMBERS can enjoy fun discounts