FEES
What is the annual fee for a business ready reserve LOC?
What is $100!
What is the monthly maintenance fee on a business checking account with or without interest?
What is $5
What are 3 benefits of Bill Pay?
Make payments quickly and easily
Retain funds until the scheduled payment date
Ensure payments are received on time
Have all payee information in one convenient place
More secure than paper billing
Save time with automatic payments
Save money on stamps and envelopes
Avoid paper clutter
Enjoy more bill pay options when needed
What are the 4 ways to send funds using an ACH transfer
What is
Payroll
Bonuses
Advances
Payments
What is the charge per hour for account reconciliation?
What is $30 per hour
T or F
There can be no Pay on Death (POD) named for a Trust account
TRUE... as the Trust does not die.
What are the steps to deposit a check via mobile deposit (Hint there are 5)
1. Take a picture of the front and back
2. Select the account to deposit in
3. Enter the check amount
4. verify everything looks correct and hit submit
5. Receive a confirmation that the check has been received
How does fraud solutions detect fraud?
It matches ACH and check transactions presented for payment against previously authorized transactions, and you can enroll to have alerts sent to you when a mismatch occurs. You decide if the payment should be approved or not
What is the online ACH batch initiation fee for business customers?
What is $10
What is the required balance to earn interest on the Apex MM?
What is $250,000 or greater
What are the two types of transfers in mobile banking?
What is a one time transfer and a reoccurring transfer
What allows you to initiate domestic and international transfers regardless of device?
What is online wire transfers
What is the fee for 2 day express delivery for Visa debit cards?
What is $45
Can an irrevocable trust be changed by the grantor?
NOPE. The Grantor no longer owns or controls the assets. The Trust controls the assets.
YWithin the mobile banking app how do you find the nearest branch or ATM
1. Sign into the app
2. Click on the 3 horizontal lines on the top left corner
3.Click on locations
4. Either allow the app to use your location or enter the city,state or zip
What is a safe, convenient, and cost effective alternative to payroll checks for employees?
What is payroll cards
What is the closing fee for an individual retirement account?
What is $50
What is the credit received per $100 average collected balance during the statement period on a business checking account with or without interest.
What is .20 cents per $100
What 2 places can you direct a customer to locate an Allpoint ATM
Alpinebank.com or they can download the FREE app named Allpoint Mobile
What does cash management allow you to save money on?
What is money on envelopes, stamps, and bank processing fees