CHECKING
Which account offers Roadside Assistance, Cellphone Protection, AD&D, and ID Monitoring?
Secure Checking
What is the term range for a COD at DLEB?
7 days to 5 years
What is the vehicle age range for auto loans?
New - 15 years old
What is the minimum balance for Community Business Checking?
There is no minimum balance.
Which service allows a customer's ACH accounts to be transferred from another financial institution quickly and conveniently?
ClickSWITCH
What is the monthly minimum balance for Premier Checking?
There is no minimum balance.
Which account waives the monthly service charge?
Community Savings (for minors and students)
What insurance is offered on Recreational Vehicle loans?
GAP: Guaranteed Asset Protection
Which account allows 300 debit/credit items per month and pays interest?
Business Interest Checking
Which service allows a customer to speak with a Personal Banker online?
BankLive
What is the minimum balance to avoid a service charge in Interest Checking?
$1,500
What are the 2025 Contribution Limits for Traditional and Roth IRAs?
Traditional: $7,000
Roth: $7,000
Catch-Up: $1,000 for age 50+
What are the 4 types of Personal Real Estate Loans?
1. HELOC: Home Equity Line of Credit
2. Construction Loans
3. Lot Loans
4. Bridge Loans
Which account provides an Earnings Credit to offset service charges?
Business Analysis Checking
Which service allows the customer to send or receive money from their phone?
Zelle
What are the Qualifications for Private Banking Interest Checking?
$150,000 annual salary OR
$1,500,00 or more in net worth (including real estate) OR
$250,00 in liquid assets on deposit with DLEB
What is the title line for UTMAs?
AS CUSTODIAN FOR - UNDER ID UTMA
What is the Annual Fee on DLEB Credit Cards?
There is NO annual fee
Which Business Savings account requires a $2,500 minimum balance to avoid service charges?
Business Money Market
Which service can customers use to schedule electronic payments?
Bill Pay
What is the Individual Contribution Limit for a Medical Savings Account?
$10,000
What is the IRA Status Code for HSAs?
DISTRIBUTION NORMAL!
What are the extra benefits of a VA Mortgage?
100% financing to eligible borrowers
NO Private Mortgage Insurance
Which Business Online Service allows a customer to deposit checks from their business?
Business Capture
What is the time limit to do your initial login for Online Banking?
2 months
What is the monthly service charge for a Second Chance Checking account?
$10, and a $2 credit for estatements
What are the withdraw limits on a Money Market?
6 per month: Debit, Credit, Transfers
Unlimited: in-person, mail or messenger
Which loan lowers the rate, changes terms, and possibly allows cash back?
Refinance
Which service assists a Business customer with the processing of credit/debit cards?
Merchant Services
Which service allows a customer to turn their debit card on and off?
My Card Card Manager
Which checking accounts offer FREE checks?
Premier Checking, Premier Plus Checking, and Private Banking Interest Checking
Which account requires a $25,000 minimum balance to avoid a $15 service charge?
Private Banking Money Market and Executive Money Market
Which loan covers overdrafts in $100 increments?
DDA Loan Summary (Money Line)
Which business loan is designed to help with new and established businesses?
SBA
Which service can a customer use to bank from their phone?
Mobiliti