Share Accounts
Benefits and features
General
Digital banking
Real estate
100

This type of checking requires a minimum of $25 for the initial deposit.

What is FREE CHECKING

100

This benefit involves an automated and convenient process to move direct deposits and automatic payments. 

What is CLICKSWITCH?
100

This company insures Credit Union 1 accounts up to $250,000 per member. 

What is National Credit Union Administration (NCUA)

100

You can't use this without an active checking account in mobile banking application. 

What is REMOTE DEPOSIT? 

100

This variable rate loan allows you to take a second loan on your property when you already have a 1st mortgage in place.

HELOC (home equity line of credit)

200

This savings account requires additional paperwork to be signed by the member when withdrawing or depositing funds. 

What is IRA accounts?

200

This product allows a member to have access to their account 24 hours a day, 7 days a week.

What is VISA DEBIT CARD?

200

This particular year marks when Credit Union 1 was established. 

What is 1958?

200

This feature of online banking lets you quickly check up to 5 account balances on mobile device without logging in.

What is QUICK BALANCE?

200

An applicant can receive this closing credit by submitting all required documentation within 48 hours of submitting the mortgage application. 

What is $400? 

300

You need a CU1 relationship with of this amount if you would like to have Express Premium Plus Checking.

What is $50,000 or greater?

300

This product lets you earn monthly dividends at a higher fixed rate of return than regular savings options. 

What is SHARE CERTIFICATE?

300

This program allows businesses to accept all credit and debit cards for payments. 

What is MERCHANT SERVICES?

300

This application allows you to control your debit or credit card to prevent or reduce fraudulent activity within the mobile app.

What is CARD CONTROL?

300

This annual fee amount can be waived for HELOC owners if they are a part of this program. 

What is FIGHTING IRISH PROGRAM?
400

The UIC Ignite checking requires this along with an affiliation to UIC or John Marshall. 

What is EMPLOYER FULL NET PAYROLL DIRECT DEPOSIT?

400

The feature for this program allows you to have a no-cost, no obligation meeting to discuss financial situations, needs and goals with a licensed professional.

What is CU1 RETIREMENT & INVESTMENT SERVICES? ( CU1RIS)

400

Courtesy Pay is a discretionary non-contractual service that requires bringing the account to $0 or above by this time frame. 

What is 30 DAYS? 

400

After registering for online banking, the member should go to electronic documents to set up e-statements in order to avoid this fee and amount. 

What is PAPER STATEMENT FEE FOR $3.00 PER MONTH?

400

Blend Realty is available to assist members connecting with a RE agent if needed and earn this percentage in cash back rewards for using the Blend Realty Agents.

What is 1% of the Purchase Price of home?

500

This account requires a minimum deposit of $50,000 to open otherwise there is a $9.99 annual fee. 

What is the SHAMROCK HIGH YIELD SAVINGS account?

500

A $20 or 2% fee is prompted when this type of transaction is completed. 

What is CASH ADVANCE? 

500

The phrase "People helping People" is this in reference the identity of CU1. 

What is THE CU1 MOTTO?

500

This is part of the verification process when setting up an external transfer through online banking. 

What is MICRO-DEPOSITS? 

500

Credit Union 1 has this number of different programs available to applicants interested in a mortgage loan. 

What is 7? 

(Conventional Fixed, FHA, VA, Jumbo Ref, Jumbo purchase, Jumbo ARM, Conventional Arm) 

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