All About Business
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Miscellaneous Marcy
100

The first 750 items processed per statement period are free. Each item in excess of 750 a month is $0.50 per item. Items include all debits, credits and deposited items. 

What is Business Banking III?

100

This type of credit card has an annual fee of $95 and is waived for the 1st year.

What is the Travel Rewards Card?

100

Domestic Outgoing Wire Transfer Fee for a Consumer Client.

What is $30?

100

This type of fraud protection service is for check payments.

What is Check Positive Pay?

100

Limit for Domestic Wire Transfers through Digital Banking for Business.

What is $1,000,000.00?

200
You can avoid the monthly maintenance fee of $50.00 on this type of account with FCB Merchant Services or when you maintain the $50,000 average daily ledger balance.

What is Business Banking II?

200

This type of card is used to access funds in a personal checking account. Clients can use it to make purchases with a signature at a merchant, to make purchases with a PIN at a merchant point-of-sale terminal, to make purchases online or over the phone and as an ATM card to withdraw cash.

What is a Visa Debit Card?

200

Overdraft Fee (item paid) for a Consumer Client.

What is $10?

200

Review your list of checks paid the prior business day, return any checks that were unauthorized or fraudulent and have funds returned directly to your business checking account on the next business day.

What is Reverse Positive Pay?

200

Cut off time for International Wire Transfers for Commercial Advantage.

What is 5:00 PM ET?

300

This platform was built to deliver treasury services to commercial customers. Services include, but are not limited to, ACH, Wires (Domestic & International), ACH Positive Pay (ACH Monitor), Incoming Wire Credit Advice Reporting, Alerts and much more.

What is Commercial Advantage?

300

For this type of account, you must enroll in e-Statements within 60 days, otherwise, the account converts to Select Checking.

What is Free Checking or Free w/ e-Statements?

300

Domestic Wire Transfer Fee for a Commercial Client.

What is $100?

300

This fraud protection service helps business clients to protect their accounts through Commercial Advantage or Digital Banking for Business against electronic transaction fraud by blocking and returning any ACH transactions not authorized by the business.

What is ACH Positive Pay or ACH Monitor?

300

What is the exception process to increase a customer's Zelle limit?

What is Pathway?

400

This online platform gives business owners a powerful, comprehensive set of online and mobile banking tools. It delivers the same consistent experience across all your devices - computer, tablet and mobile phone. View your accounts, make deposits, transfer funds, make payments and more!

What is First Citizens Digital Banking?

400

A reloadable debit card for teenagers or other family members that is a safer alternative to pre-paid debit cards. Parents can use this card to help teach responsible spending and household budgeting to their children. Funds are accessible at ATMs, point-of-sale terminals and First Citizens Branches. 

What is the Together Card?

400

Check Positive Pay (without the discount).

What is $55?

400

This specific type of fraud protection service matches the payee on all checks.

What is Payee Positive Pay?

400

You can call this department with any inquiries related to Product Support for Business Clients.

What is Business Digital Banking Support?

500

A type of account for employees of our business clients and businesses within our markets. It is used to build deposits and deepen relationships. 

What is Bank at Work (BaW) Checking?

500

This is the fast, safe and easy way to send money to friends, family and others you trust. Similar to other Person to Person (P2P) services like PayPal and Venmo.

What is Zelle?

500

Monthly maintenance fee for Commercial Advantage.

What is $120?

500

Contact this department if you or your customer have suspected ATM or Debit Card Fraud, Credit Card or any unauthorized electronic draft issue, Check Fraud or Identity Theft, Digital Banking or Zelle Fraud, Lost/Stolen Checkbook or Wire Fraud.

What is Fraud Central? 

500

Who is our TMS Sales Representative?

Who is Bo Stewart, IV?

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