PERSONAL DEPOSIT ACCOUNTS
I don't charge overdraft fees and am designed for customers starting or restarting their banking journey.
Foundation Checking
I have a $3 monthly fee that can be waived with a $200 daily balance.
Grow Savings
I allow electric payments to be sent and recieved
ACH Origination
I am LOC offered during the account opening process
Business Courtesy LOC
I earn interest and hold a customer's funds for a fixed term.
CD Account
I require a $100 deposit and have a monthly fee of $10 a month
Thrive Money Market
I work from your office instead of a branch, I turn checks into electronic deposits, and I can help reduce courier costs and fraud risk.
Remote Deposit Capture
I let homeowners borrow against the equity in their home to fund projects, consolidate debt, or cover major expenses. What am I?
HELOC
I earn interest and come with complimentary cashier's checks.
Pinnacle Checking
I require a 10k min balance or 25k combined balance to waive the monthly matienance fee
Prosper Money Market
I move money faster than a check, I can travel across the country or around the world, and I use dual authorization and multi-factor authentication to help keep transactions secure.
Wires
I require you to be in business for 18 months and Im a great resource for small business
Expressline LOC
I can refund up to $10 in ATM fees if you maintain a $2,500 average balance.
Embark checking
I require 100k to open and earn high interest
Premium Personal Money Market
I require businesses to send an issued check file to Columbia Bank so I can compare it against checks presented for payment and help detect potential fraud.
Positive Pay
I offer fixed-rate financing, terms of up to seven years, and may cover up to 100% of the purchase amount for qualified borrowers.
Auto Loan
To earn a 3.80% APY, a customer must meet these qualifications and know the length of the promotional period.
25k new money and an 11-month term
Money saved in this account receives additional funds from a non-profit sponsor to help customers build assets and financial stability.
MISA or IDA accounts
I work behind the scenes at the end of the day, automatically moving excess cash to another account to help optimize working capital and earnings.
Sweep Account
I can provide financing from $5,000 to $5,000,000, and may offer repayment terms of up to 25 years for commercial real estate. What am I?
SBA Loan