Checking
What is the monthly service charge for a standard checking account (assuming customer not meeting options to avoid charge)?
$7
Who is the target audience for Standard Savings?
Beginner Savers looking to start to maintain a savings plan or customers who have less than $5,000 to save.
What are the 5 credit cards we offer?
1. Cash Rewards
2. Core
3. Points
4. Premier Traveler
5. Secured
What is the cost to start up a Business checking plus account?
$250
What is the swift code for PNC?
PNCCUS33
What type of checking account(s) receive free cashiers checks?
Performance or performance select
What is the amount of the Standard Savings account monthly service fee?
$5.00
What is the annual rate for the PNC Traveler credit card after the 1st year?
$85
What are the 4 types of business accounts?
1. Analysis
2. Business preferred
3. Business Plus
4. Business Checking (standard)
If a customer comes into the branch to get a new debit card, how much is the fee if it charges the customer?
$7.50
What are 2 of the 3 ways to avoid monthly service charge on a performance checking account?
1. $2,000 avg monthly balance
2. Direct Deposit- $2,000 or $1,000 for workplace banking
3. $15,000 combined balances in linked accounts
What is the average monthly balance a customer can maintain in order to waive the service charge?
$300
What 2 credit cards have an annual fee?
Traveler (after 1st year)
Secured
True or False: The Points Visa for businesses has an annual fee.
False!
NO ANNUAL FEE
How much is an ACH stop payment?
$33 fee depending on account
What accounts (if any) earn interest on the standard Virtual Wallet?
Reserve and Growth
Who is the target Audience for Premiere Money Market?
Established Savers who desire higher returns through balance based interest tiers and the ability to earn higher relationship rates OR Customers who generally have more than $5,000 to save.
What is the max amount for security deposit on a secured credit card?
$2500
For the business cash rewards visa, what is the percentage for cash back on all purchases?
1.5% on every purchase
How many days does a customer have to keep an account open before getting the $25 closing fee?
180 days
How many years does a student receive the standard checking account free for?
6 years
How does a Premiere Money Market customer earn the highest Relationship Rate?
Link to a qualifying PNC Checking Account: Performance Select Checking or Virtual Wallet with Performance Select Checking (2) AND meet one of the following activity requirements in the linked checking account in the PREVIOUS calendar month
o 5 or more debit card or linked credit card purchases
o Monthly direct deposit of $5,000
When opening a PNC Core card and setting up a balance transfer, how many billing cycles is there a 0% APR?
15 billing cycles
How long is the monthly service fee waived for the premium business money market?
first 3 Months
How much does it cost for an international wire when the customer has a standard virtual wallet?
$45