Fees
Monthly fee on a basic account.
What is $3.95
Name all the CAD checking accounts ATB offers.
Generation, Students First, Pay as you Go, Basic, Unlimited, Freedom, Advantage, No Fee All In
In CSA, if you see a business name as a customers personal name, what type of business is it?
ex. Business name is viewed as First name Last name
Sole Proprietorship
What is the interest rate on a daily interest account?
0.25%
What is the maximum allowed amount for outgoing e-transfer within a 24 hour period?
$5,000.00
What is the annual fee on the world elite mastercard?
$120.00
What should be the balance in your advantage account to waive the monthly fee?
$5000.00
What is IBADO now known as?
ATB 360
If a client has 700k in savings, who in Red Deer Wealth would you refer them to for a financial review? (Name)
Any Senior FA - Marc St. Pierre, Paul Erlandson, David Misener, Lance Hiesinger, Allison Clark
What is the minimum acceptable credit score for ATB lending?
620
What is the safety deposit box discount if you have a freedom account?
$10.00
Which checking account is strictly on a digital self serve basis?
No Fee All In
Which account is free for 12 months for 2019 startup businesses?
Unlimited Business Banking Account
What is the contribution amount for a TFSA this year?
$6000.00
What is the form # for large cash transaction?
4330
What is the fee if you go over your limit for your credit card?
$25.00
Which product is currently giving a bonus interest of 1.75% on new deposits until October 31, 2019?
USD Savings Account
What document do you need to open a business corporation account through onboarding?
Certificate of Incorporation
How much does it cost to early redeem a non redeemable product?
$200.00
What is the minimum amount we can lend on a LLOC or a loan?
5000.00
How much does it cost to close your deposit account within 90 days of opening it?
$20.00
60 year old Suzie likes to travel all over the world. She owns a very successful food truck business and needs at least 2 drafts each month and writes multiple cheques a month to pay for business supplies. She also keeps around $10,000.00 in her account as a cushion for emergencies at all times. Which ATB checking account is best suited for Suzie and why?
Advantage.
If your business account is consistently over _____ transactions a month, you should be in a business unlimited account
110
At what age does an RSP get converted to a RIF?
71
John requested a bank statement for August to be emailed to him. However, his CASL consent is marked "No" - how would you proceed?
CASL consent just limits marketing communication, we can still send a customer account related information/documents regardless of CASL consent.